I thought the card was great too....I canceled all my other cards and planned to use just walmart discover for all my needs...so I did.....I bought some things for Easter with the card....as planned.. knowing I have alot of credit left on the card.....LOL now on April 17th I rec - a letter..they reduced my credit limit....NOW I and over the new limit they gave me...I am looking at some things I bought .... I am going to return them for credit....My Wal-Dis account I am canceling...I don't need the BS of not knowing when they will do this again...........have a great day.