|
|
77% |
|
|
19% |
|
|
0% |
|
|
0% |
|
|
4% |
The topic of 401Ks and IRA is not so worthy a topic as the vessel into which one places their savings. Ultimately, both are merely tax deferred savings plans, where the savings are held is most important. Further, the question of what kind of investor are you is not an issue either, all the companies listed offer the full spectrum of accounts from aggressive to very conservative.
Most importantly, look at the companies, their track histories, and yes...their fees!!! Only one company on the list is worthy of mention and that is Vanguard. Not only do they have the performance history, but their...
review »When I first started a retirement account through my employer, I didn't know a thing about investing and was really scared of it. So I went with the broker they recommended and of course got fleeced by high fees. That's what happens when you don't take the time to learn what you're doing.
So I started to learn just a thing or two about investing and decided to open a Roth account (since I am young and the tax advantage will work out very well for me). I am starting with mutual funds while I continue to learn, so I got four mutual fund companies' websites and started comparing them. Some...
review »I am new to 401k and other retirement plans. And even more living on a fixed income. I make good and My wife brings home good pay too. So why don't I see the benefits of it all? I'm am broke every paycheck. I work over 100 hours a week sometimes my wife 50 or more. I wondering for along time of just how this is... I came up with the fact that I'm in debt up to my eye bays! I was never told about savings and investing in high school was a joke. It was all about the cars and clothes and who had what. I was able to get a great great job without any schooling which is a blessing above all others. Once...
review »I began investing with Vanguard years ago and started small, but each year as I added what I could I saw it grow. Yes, I lost "some" with the recent crash, but not as much as others and I've gotten most of it back. I took advantage of their coaching and diversified so that it would be relative to my age and my personal goals. I found a long time ago you had to take some personal responsibility and not just leave it to the experts....unles youare very, very sure you have told the experts everything you expect. (and to be honest, when I started, I did not know what my life would be now, so...
review »Working for a financial institution, and having absolutely no prior knowledge of IRA products, I always seek advice from one of our bank's financial advisors. After two years of being with the bank, he still backs Vanguard 100% and so do I. While everyone else wanted to go with the company they thought would suit them best, I stood by still with Van., and unfortunately watched those who thought they knew better lose a lot of money. Go Vanguard! They know their stuff and care about their clients.
401k / vanguard IRA
TRY TO INVEST IN CONSERVATIVE THEN AGGRESSIVE. IT IS SAFE TO DO. BUT SOME PERCENTAGE SHOULD GO IN AGGRESSIVE AND MODRATE BUT VERY LITTIL. MAKE SURE COMPANY HAVE GOOD REPUTATION,GROWTH, IMAGE. TRY TO INVEST COMPLIT COMAPANY MATCH FOR IRA OR 401K
Vanguard IRA and the Vanguard line of product is the best low fee service you'll find. I was albe to tranfer my Rollover IRA to them. Their website is simple and easy to use. Best of all you'll make more from your money from the lower fees.