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It really does not matter what benefits a credit card company offers you they are all out for one thing and that is to make money. What is bad is that they make their money at everyone else's expense. In today's market money is tight every where. Credit card company's go after the people that are unable to make ends meet. If you are late on a payment and some times people are not late but the credit card company says your payment was late and you don't have a leg to stand on, so they double your interest and skyrocket your payment. As the fees increase with things as late payment fees, over the limit fees and doubling of your interest rate and your monthly payment it is crazy and ridiculous how the credit card companies get by with it. If you can't buy it without using a credit card do you really need it. Think twice before using a credit card.
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