USAA - Platinum Mastercard Review

Overall 4.56 of 5 view all 9 reviews

me4wishful
Midlothian, TX

I LOVE this credit card!

Every day computer user, an aggressive saver

Pros

rewards program, low interest rate, great customer service, great online banking

Cons

Not a single thing!

DEC

2008

I absolutely love my USAA Platinum rewards mastercard. My husband and I had changed our bank (credit cards included) about 3 times in about 4 years because we just didn't like the previous ones. Once we decided to start banking with USAA (we already had insurance with them) we have not changed since and I have not intention of leaving. The thing I love the most is the checking account but that is another review. This credit card is great. Our rate is less than 7% here when it was more than 4% higher at other "military friendly" banks. We never pay any sort of fees and the rewards program helps us save even more. You have the option to get cash back or you can choose a giftcard, plane tickets, merchandise, etc. We decided to cash out getting travel vouchers because we got more bang for our buck than getting the cash and we had to buy the plane tickets anyway. The customer service is top of the line. We have never had a problem with them at all and it is always very speedy. I pay for everything (that will take credit) with my credit card to earn points and build my credit then I pay it off right away from my USAA checking account which share the same rewards account. The online banking is very easy to navigate with all of the USAA services. We were also able to pick the Marine Corps logo as our picture and that has actually saved us also because there have been times when we did not know a restaurant/store had a military discount but when they saw that, they told us about it. To anybody who qualifies for USAA, I would definitely recommend this credit card. It gave us the lowest rate, has a high level of customer service, and a great rewards program!

Last edited on Jan 12, 2009