Every day computer user, saving a little, budget conscious
Pros
competitive rates as low as prime., earn rewards, Easy online banking, Easy to work with, friendly helpful customer service, flexible reward points or cash rebates.
Cons
must be USAA eligible member to apply.
JUN
24
2008
This card is great. The rewards are actually useful and have reasonable levels. I have never made a late payment, so I cannot comment on the consequences of that. They've raised my limit so high I will likely never go over it, as well. My APR is VERY low, about half of my other credit cards. I love this card and use it the most of all my cards, except when I travel to developing countries where MasterCard is not accepted.
USAA FSB - Total Rewards Mastercard is recommended by shauna828