I am so glad that I came across this review!! Believe it or not, yesterday I spent about 7 hours on the phone getting quotes on automobile insurance and homeowners insurance. I had used Allstate for the past 18 years for both. When I got married 5 years ago, my hubby had USAA while in the Navy. But for some reason we stayed with Allstate because I had been with them for so long. When my auto and home renewal invoices came in this week and saw the jump in premiums, I had to check around and compare rates. USAA beat everyone else hands-down!! We will save $310 a year on our auto and home and get almost TWICE the coverage!!! It is unreal! So Monday I will call back and get the ball rolling to get their coverage. They said that they pay dividends (cash back) yearly from 5% to 12% but usually averages around a 10% refund.
My husband who retired from the Navy was happy with them prior so this should be a smooth and hassle free move for us.
Thanks Jolie for the information............come Monday, we will be saving money and join your club. Too bad that this is only available to military people........there are a lot of friends that I would like to send to USAA.