reviewer
bec3boys
East Liverpool, OH

Good 4 Military, warning they base quote off credit score

4 star rating

in debt, paying cash, on a budget
Pros

    excellent customer service, easy, never give me a hard time, caring people

Cons
    Base quote on credit only

DEC
10
2008
I have looked into USAA more than once. They're friendly, knowledgeable, etc; only one problem...They can't beat the company I've been with for 4+ years, just because of our credit score. We continue to pay things off, but haven't "rebuilt" our credit. We pay cash for everything! So no credit/bad credit equals higher rate and less money for them. Sorry



I_thumb_up USAA Banking and Insurance is recommended by bec3boys

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I_comment_shdw24 Comments about bec3boys’s Review

 


princess138 wrote on Feb 3, 2009 at 2:33AM

The statement about quoting based on only a credit score is absolutely incorrect. First USAA uses an Insurance Score as one of many rating factors. Insurance Score and Credit Score are NOT the same thing. You must also keep in mind you have a 4+ year relationship with your current provider and none with USAA. Tenure is a factor along with depth of relationship. Relationship is important. If you were new to your current carrier your cost would also be higher. ALL insurance comanies use insuance scores because the is a predictor of the possibel risk associated with a driver.

LisaCarey wrote on Dec 10, 2008 at 1:45PM

didn't know this.

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"USAA is my favorite!"
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