US Bank Review

Overall 1.63 of 5 view all 19 reviews

BuckBullStallion
Azusa, CA

The Small Guy Loses

Every day computer user

Pros

you can visit it

Cons

they rip thier customers off

FEB

2008

Well, first of all i just want to say that US Bank and others like it are all the same. They are not for the small guy. I over-drafted over 540 dollars here even tho I had deposited cash money in before they took the money out for my CC purchases. than on top of that they took 18 overdrafts and split them into 3 days because they only allow 6 perday on top of that they charge you buy dollar amount first not by order of withdrawel. I think there should be laws on how BANKS do thier thievery but we the consumers should start pulling our money out and depositing it into banks that are for the PEOPLE. What this bank and others practice is wrong, yet we agree to it in Terms and Service, I since found a BANK that is for the people and that bank IS ING BANK. just keep 5 dollars in your checking account and use ING bank especially if you are computer savey.

US Bank is not recommended by BuckBullStallion

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Comments about BuckBullStallion’s Review

In response to tngilmo's comment from Aug 17, 2008 at 11:00PM:

ING does charge INTEREST. and i agree to that. it doesnt cost a computer 39.00 to tell you you are overdrawn. 1. they told me I had a balacne, and I then deposited money to cover all charges that were coming. the thing is is that the banks continue to allow you to draw on the money that is in the account, and charge you overdraft even when you put the money in the account before they take it out. NOW FOR YOU THIEVES if i write a check on say day 7 and its not cashed until day 20 they dont go back and say did he have money on day 7. as long as the funds are there on day 20 then all is good. so same should be on any transactions. as long as they havent been pulled out and you have a balance and correct the amount before the transactions complete than they need to adjust accordingly. ING does charge a fee, but its not an exorborant amount and is fair interest. I agree that banks need to make money but when you are not getting paid interest for money they are investing for you, than they need to waive fees or make them more accessible. US BANK SUX! is all htere is to it. if you have MONEY IN THE account they justify thier thievery by BS and I REALLY HOPE OBAMA PUTS THE HAMMER DOWN ON THE LEGAL THIEVERY.

In response to tngilmo's comment from Aug 17, 2008 at 11:00PM:

.. NO BECAUSE THEY say you have an available balance when you don't. that is the point i was making. they said and i quote i had 241 dollars, i depostited another 200 dollars prior to them withdrawing any money or funds. I asked them right there at the branch how much I had, they said I had 441.00 which would have covered any and all fund to be withdrawn. but they still charged me the overdraft fees etc etc. THIS IS BS and all your major american banks are practicing this .. I hope OBAMA is not bought off from these bankers like all the other efin presidents and the FTC put banks in thier place and puts a cap 1. on overdraft fees like ING overdraft fees should be charged at a low interest and they should not allow you to use your efin card if you dont have the funds to cover. so they should enact laws that protect the consumer and stop these LAWFUL thieves to stop doing what they are doing. DAMN and they say downloading music is stealing. this is an art form.

Maybe if you spent money that was already deposited in your account rather than deposit money after you already spent it, you wouldn't get fees. You know what that's called..? A loan!!! And no banks give out loans for no cost, even ING. There's no such thing as a business for the people, that's absurd! They aren't supposed to be non profit. A Business is only loyal to one thing... The Almighty Dollar! Learn how to balance a checkbook!