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I'm sad to say that I find many services provided by AARP to be overpriced but after check lots and lots of auto insurance companies I found that The Hardford actually saved me several hundreds of dollars over the other companies. AARP really came through for me.
I have to watch every penny I spend and their low rates really helped me. Their rates do go up a bit every year (I've been with them for many years) even as my car gets older, but so does everything else. I'm fortunate that I've never had to file a claim but I have called them to make changes and other little questions over the years and their customer service department has always been great. I have no complaints about the company.
If you are over 50 you really should check them out. I honestly don't know if you have to be an AARP member to have insurance through them but they will be glad to tell you. If you do have to join AARP, their rates are so low that the added cost of membership in AARP will still keep the rates lower than anyone else.