Suntrust - Visa Signature with Rewards Card Reviews

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2
Score:
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  • Average: 67
  • High: 100
Based on: 4 reviews
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Reviews (3)

What other people are saying about Suntrust - Visa Signature with Rewards Card

  • 1 review
  • 51 reads
  • Last updated: 10/18/2011

Credit card instructions are to complicated.

Overall
Rated 3 out of 5

The Suntrust credit card has a basically good card.  It is excepted everywhere and I have a good interest rate.  When you use the checks they send that is when you can get into trouble.  It has a different interest rate and there is a charge for using them.  Also the amount of credit that the statement says you have is miss leading, because it does not include the finance charge.  So if you are close to maxing out your card you will need to figure out about how much the finance charge is deduct that from your available credit.  If you go over you limit because of the finance charge the charge you over the limit fees and it can raise you interest rate.  The other things about this card is that the cash back can not be applied to your bill.  They send you a check which I would quess most people spend instead of using it to lower your bill.  If you are careful none of this should apply and therefore it is a good deal.

  • 3 reviews
  • 2,057 reads
  • Last updated: 11/09/2011

Easy to use,accepted everywhere, money spent to point value high

Overall
Rated 3 out of 5

I like having the option of gaining points with my check card, as long as I use it as a credit card and sign for it.  That doesn't bother me, I know they make money by having that rule.  I would like to see a higher return rate.  I think by the time I can get a $15 gift card, I have spent  $8000 dollars since it is 1 point for every $4 I put on the card.  But I usually just let the points build up and then see what I can get since I am going to use the card anyway.  I do have other point cards that I use for higher priced things, and they have a better return rate.

  • 2 reviews
  • 255 reads
  • Last updated: 12/17/2007

THEY OFFER VERY LOW INTEREST RATES.

Overall
Rated 5 out of 5

THIS CARD OFFERS VERY LOW INTEREST RATES TO PEOPLE WITH GOOD CREDIT HISTORIES. I HAVE A PERMANENT INTEREST RATE OF &.99 PERCENT. YOU CAN SET UP AN AUTOMATIC PAYMENT PLAN WHICH ASSURES THAT YOU WILL NOT HAVE A LATE PAYMENT AND BE ABLE TO KEEP THE LOW RATE. THEY ALSO OFFER BALANCE TRANSFERS WITH RATES AS LOW AS ZERO PERCENT AND THE FEES ARE LIMITED TO A MAX OF $75.00 O MATTER HOW LARGE THE TRANSFER, I AM CURRENTLY PAYING 2.99 PERCENT AND USED THE MONEY FOR HOME IMPROVMENTS. IT IS MUCH LOEWER THAN TAKING A REGULAR LOAN. JUST BE SURE TO PAY ON TIME. I RECOMMEND THEM HIGHLY.