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I have been told that the value of your insurance is no better than your insurance agent. I understand this to mean: I have someone I can call in the middle of the night, and they will respond to me personally, or there is an office I can walk into when I feel the need. For example, I have locked myself out of my car more than once, and after I pay the lock smith, I deliver the receipt to my local State Farm office for reimbursement.
However, I retired last year, and finances are more of an issue now than when I was working, so I have been considering AARP Car Insurance since I am a member. I must confess, I am not savvy when it comes to breaking down the insurance jargon to compare item for item and price for price. Plus, I'm a little fearful of switching, and I feel a little disloyal. But I witnessed a friend of mind as she discussed a recent car accident with an AARP Insurance Agent over the phone, and everything has been handled properly.
In closing, I would like to encourage anyone who has experience with switching car insurance to AARP to share their experience. Thank you for allowing me to share.
MParrish