Fashion Bug is a very easy store to be able to get their credit card at. This is perfect for someone who is new to credit and has none, or even someone who has had a bad credit history in the past and is trying to rebuild it. They usually open it with a very low limit if you are credit new or credit challenged. Fashion Bug has a lot of clothes in a wide range of sizes that are not extremely expensive so even if you get a low limit you can still get quite a bit of stuff. The interest rate is going to be very high, mine is high and I have great credit. This is a store card and they will kill you with interest if you do not get it paid off in reasonable amounts of time. I call and make my payment by phone for this card every month and I have never had anything less than amazing customer service from the agents on the other end, they are always very helpful to get my payment made and thank me for my business and make sure that there is nothing else that they can do for me. I enjoy this card and love to use it!