I totally agree with you. They did the same exact thing to me with the value pay. I tried to purchase a ring from them...Stated that I can get it on value pay with an additional 15% off. Ordered my ring, got it for almost $200 less that the real price due to the coupon...It showed that my order was processed and customer service told me that it will be shipped soon....On the day they told me it was going to be shipped, I checked online and it showed that it was cancelled...Stated that they ran a credit check and I wasnt approve for the value pay offer.....I asked the rep "how can they run a credit check and I didnt provide them with my ss#?????" The rep had no response...All they had was my name address and card number...Thats not possible....They are liars!!