Sears - Credit Card Reviews

I, too have been changing over balances from various cards, and Sears was the first to go with actually paying it off!

I have not kept a balance on Sears Card for over a year and I will never keep a balance--no matter how "good" their major appliances may be.

Check out the Lowe's Card for major appliance purchases, they usually have 0% for a year and then you pay it off. I make payments monthly and it's paid off before the one year due date.

There is NOTHING WORTH PURCHASING USING SEARS CARD and keeping a balance with in-humane interest rates!

This will just reduce what money you have and you'll...

I AM REVIEWING THE SEARS GOLD MASTER CARD AND THEIR POLICIES FOR OVER CHARGING INTEREST RATES, BECAUSE THEY CHANGE YOUR DUE DATE. 

I BELEIVE THAT CREDIT CARD COMPANIES ARE VERY WRONG FOR CHANGING DUE DATES TO FIT THEIR CALENDARS AND THEIR POCKET BOOKS.

I HAVE BEEN HEARING THIS COMPLAINT FROM ALL MY FRIENDS AND ASSOCIATES THAT HOLD MAJOR CREDIT CARDS.

MAYBE THESE COMPANIES SHOULD GO BACK TO THE DRAWING BOARD AND CHECK OUT WHO'S THE BOSS AND WHO IN THE END LOOSES FROM THIS TACTIC.

BECAUSE I AS WELL AS SOME OF MY ASSOCIATES HAVE TRANSFERED OUR BALANCES FROM SOME OF THESE COMPANIES.

WHICH HAS TURNED OUT...

The sears credit card is nothing special unless you shop there often.  If you do, Sears offers some days where some things are 10% off when purchased with their credit card.

This is the only credit card that i have that dies not have a rewards program.  I applied during a weak moment when a cashier at K-Mart was very helpful to me.  I found out that she would get some type of compensation if I opened a charge card. So I did.

I opened it right in the checkout lane, so the application process couldn't have been easier.  I received a free 2-liter soda of my choice (I let the cashier choose and...

I have had a Sears Credit Card for almost 30 years. My Gold card interest rate shot to 29.9% after missing one payment due to my wife being in the hospital. They acknowledged my long term good credit with them, but refused to lower my rate. I paid off balance and have not used their card for past 9 months. I also stopped shopping at Sears or K-Mart.