Sears - Credit Card Review

Overall 2.59 of 5 view all 22 reviews

QUEENLAROSA
Decatur, GA

STARTED USING THE CARD FOR LARGE PURCHASES MY DUE DATE CHANGED

Every day computer user, an aggressive saver

JUL

2008

I AM REVIEWING THE SEARS GOLD MASTER CARD AND THEIR POLICIES FOR OVER CHARGING INTEREST RATES, BECAUSE THEY CHANGE YOUR DUE DATE.

I BELEIVE THAT CREDIT CARD COMPANIES ARE VERY WRONG FOR CHANGING DUE DATES TO FIT THEIR CALENDARS AND THEIR POCKET BOOKS.

I HAVE BEEN HEARING THIS COMPLAINT FROM ALL MY FRIENDS AND ASSOCIATES THAT HOLD MAJOR CREDIT CARDS.

MAYBE THESE COMPANIES SHOULD GO BACK TO THE DRAWING BOARD AND CHECK OUT WHO'S THE BOSS AND WHO IN THE END LOOSES FROM THIS TACTIC.

BECAUSE I AS WELL AS SOME OF MY ASSOCIATES HAVE TRANSFERED OUR BALANCES FROM SOME OF THESE COMPANIES.

WHICH HAS TURNED OUT TO BE THE BETTER DECISION FOR US ALL.

Last edited on Jul 31, 2008

Sears - Credit Card is not recommended by QUEENLAROSA

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Comments about QUEENLAROSA’s Review

I, too have been changing over balances from various cards, and Sears was the first to go with actually paying it off!

I have not kept a balance on Sears Card for over a year and I will never keep a balance--no matter how "good" their major appliances may be.

Check out the Lowe's Card for major appliance purchases, they usually have 0% for a year and then you pay it off. I make payments monthly and it's paid off before the one year due date.

There is NOTHING WORTH PURCHASING USING SEARS CARD and keeping a balance with in-humane interest rates!

This will just reduce what money you have and you'll end up paying 3 to 4 times the original amount of the purchase.

Sears WILL lose from these tactics, because we, ultimately, are the boss!

How about more people realizing the rip off Sears is and be the boss over their tactics? Just do it--it feels so relieving and empowering!