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I've been happy with SafeCo before last year. The last 2 times my policy renewed, my premiums went up instead of down. They offer decent coverage, but I've done some research recently and found cheaper and better coverage thru AIG. I haven't switched yet, despite the hike in premiums I've stayed for the consistency in coverage and the good agent that I have.
I don't recommend them if you're on a budget of any form.