QuikTrip Rewards Debit MasterCard Review

Overall 2.89 of 5 view all 9 reviews

pleasetellme
Des Moines, IA

Please clear up the $100 hold - true or not?!?!

APR

2009

QuikTrip Rewards Debit MasterCard —

I am considering the QT debit card. The savings on gas is tempting, and the rewards would be nice too even though it looks like it takes a while for it to add up. The 2 cents off per gallon is my main interest.

I have read conflicting reviews about the $100 or $75 or whatever amount of a hold that is supposedly put on your checking account. Can anyone give me a clear answer to this, possibly with proof? (such as a link that explains this in QT's FAQ's or something like that)

Thanks!

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Comments about pleasetellme’s Review

My bank doesn't do the hold from the card - sometimes I see a hold on the debit card statement (meaning I can't use it because of the $400/week spending limit) but I never have holds on my actual money. It doesn't hit my account until the transaction clears with the actual amount charged. Of course, my checking account is through Fidelity Investments (mySmart Cash) so it may process a little differently than standard banks.

My bank (Regions) has NEVER debited my account anything more than the actual purchase price. I have used my card to purchase gas, pizzas...lots of things. See this link...
http://www.quiktrip.com/qtcards/qtrewards.asp