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I paid for Pro Pay's card processing service. They were supposed to help protect me from fraud and stolen card use. Instead I got hit for several thousand. They have a lot of loop holes it their agreement that most people don't catch until it's too late. I thought I had researched them well, if only I had done a little more. In their contract they have the right to not only charge back the amounts on the stolen or fraudulent card but everything else you did that month(s). The only recourse you have is to do a rebuttal but this still doesn't mean you'll get the legit funds back. They also can freeze your account for up to 2 years, even if you have money in it. They can also do an automatic withdrawl from any checking account you have attached to their account. No they don't need your approval to do this. They just tell your bank it is to rectify a negitive balance. It's been an absolute nightmare. I was not notified until after the fact.
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