From both experiences that I've had with Primerica, I'm guessing this is similar to a multi-level marketing plan where agents try to get more agents under them. Both times we carried life insurance policies with Primerica, we were really impressed with the agents' professionalism and integrity. After a not so great experience with a different company, we were delighted to have honest agents working with us who would explain everything in great detail, comparing apples to apples. We started out with a life insurance policy with Primerica under one individual. After nearly a year of trying to connect with him, we were finally told that he had left the company and left the state. We were then connected with another individual who was equally as great as the first one based on first impressions. The result: same as before. He jumped ship and left us stranded without even completing all of our paperwork. This being said, I've had friends and family members who've had great experiences with Primerica. Perhaps is just this office that is having issues. I do respect the honesty and integrity that we've experienced with dealing with the agents in the initial stages. They tool plenty of time to explain the policies and answer all of our questions.

lhudd

USA

Insurance is a necessary evil, or so the saying goes. It is certainly a drain on personal cash flow and many curse its name each month when they write out the premium check. When a disaster strikes, the money paid suddenly seems worth it but it still makes sense to make the insurance relationship as trouble free as possible and one way is to use Primerica Insurance. Insurance Commentary: Primerica Insurance is a company I first got to know many years ago when I was looking not just for some low cost insurance, but also for a place to possibly work. I decided against full time employment, but I liked the company well enough to utilize its many services and I found many aspects of the company very appealing. What really sets Primerica Insurance apart from the competition is that with life insurance, it encourages customers to purchase term insurance instead of other, more expensive policies. It then encourages its policy holders to invest the money saved and watch their money grow over time. This is very different from most insurers that often push, say, a whole life policy because it will mean a larger commission to the agent. The other interesting fact about Primerica Insurance- and one of the reasons I once considered working for them- is the emphasis on the customer. Primerica agents are partners in finance to their many members and are ready to talk to customers and help them on a moment's notice. This, again, is very different from other insurance companies, most of which treast customers as a number. My Bottom Line: Primerica Insurance is a very good insurance provider with a good number of services and a top- notch record for customer satisfaction. Their business model is like no other and their focus on the customer makes them one of the best insurers in the industry. Customer Service Customer service is excellent with Primerica. They really go out of their way to treat customers with respect and dignity. Available Plans They offer a good number of plans, even if not the most in the business.

Bryan-Carey

Houston, TX

As someone who has used a multitude of financial companies over the years, I finally found a company that not only is honest about how financial products, but educates it's clients to be more self sufficient and understand their finances in an easy to understand way. there are reasons other companies want to keep clients in the dark about the fine print, not Primerica. I have just about everything they offer and know all the fine print. In such a short few years, I never thought my financial life would have changed for the better in the most unbelievable ways, all because they educated me and gave me a completely detailed financial road map for no charge. they were there every step of the way. I went from confused, to highly knowledgeable. Their financial products and services are top notch and highly rated. The products are very high quality and they never try to put me in something that is inappropriate. In fact, if something is not for my situation and financial goal, they tell me. From the research I have done, I have discovered just how financially strong this company is and how unlike other companies I've done business with, Primerica does not waste money on expensive advertisments. funny that companies can pretty much say what they want in commercials about how great they are, but in my experience it was far fro the truth. My experience with Primerica has been the most fullfillingly honest experience I have ever had with money and finances. I went from feeling there was no hope and no way, to seeing how little steps can make a big difference. a little "real" education goes a long way in my book. I find it refreshing. "Other companies" i have done business with did not care about teaching me anything, they just wanted to know if I had the amount of money they wanted to work with. Primerica worked with me, even when I had very little already. Not the case now. Peace of mind, finally. Thank you Primerica. Our family is truely thankful.

scarletgirl

Star, ID

Primerica offers a personal approach to Life Insurance that just isn't heard of in the life insurance industry. When you sign up for life insurance you get more than just a policy which is guarenteed renewable until you are 95 without any medical evidence or insuability but also an agent who you can call with your questions day or night. Primerica's agents invest time with each of their clients and can always be reached directly, and if or when something does happen it will be them who hand deliver your check within 14 days. This would all be great as a stand alone service but they also provide you free education on how to take the money you save by buying term insurance and invest it so that in 20-30 years you don't need to renew your policy because you have achieved your financial goals and financial independance. They help people map out a plan and give them the tools to dream big and make those dreams a reality.

FreeGhost

Jacksonville, FL

Primerica Financial Services is a great company.  They take care of their customers and make sure they have the right products for their situations.  They offer many products and focus on middle class families too.  They believe in the theory "buy term and invest the difference."  Through the financial needs analysis they show you where you stand financially and what you need to do to reach your retirement, savings and debt goals.  The best thing about this is that that service is free!  They are not pushy when offering a product and seem very honest too.  Unlike previous insurance agents they did the right thing for my family.  I would highly recommend this company to anyone looking to get their finances on track and save a little money in the process as well.  They even got me started with a retirement savings for only $25 per month, I didn't even know one could invest with that small of amount.  Thank you Primerica! 

gdnshrp

Marion, OH

primerica term life insurance is a good one for me, i've had it for years, it's cheap, it is a simple one with nothing attached to it, affordable and reps encourage people to save the difference of what you may pay if  you choose to have whole life which is so expensive and quite confusing 

erhgill

Woodside, NY

I love Primerica Insurance Company. They have always proven time and again that "apple for apples" they are the best deal in town. There is not another company out there that I have found that does exactly what they do for the price they do it. Anyone with a different opinion probably hasn't studied out the industry like I have. Their product is fantastic!

misshana

Spanish Fork, UT