We have had insurance with Pioneer Insurance for many years and have always been very pleased with their services. We have been doing some comparison shopping to see if we could get a lower price quoted for the same insurance coverage that we have with Pioneer and not one other insurance has been able to beat the price we pay at Pioneer. We have our home and auto insurance with Pioneer through our local agent and when we have had any claims, they have been so helpful and explained everything very good. Sometimes when you aren't with a local agent, I think you may get lost in the numbers and loose the personal touch. We are senior citizens and used to use AARP however they have gotten so big and connected to the government that we cancelled our health insurance with them. I really feel that some insurance companies try to confuse the older people when it comes to coverage for any type of insurance. Pioneer is always very helpful.