PAYPAL IS ONE OF THE BEST CREDIT CARDS EVER, BUT BEWARE IT IS STILL A CREDIT CARD, ALOT OF PEOPLE FORGET THIS BECAUSE WHEN USED ON THE INTERNET,EXAMPLE QVC(OWNER OF PAYPAL),IF YOU BUY SOMETHING IT ASKS AND IF YOU SAY PAYPAL IT'S PUT IN YOUR PAYPALPASSWORD AND PRESS CONFIRM AND IT'S DO..NE, TOO EASY YOU CAN GET IN REAL TROUBLE. I REALLYLIKE PAYPAL BECAUSE ALOT OF EBAY SELLERS NOW ARE JUST TAKING PAYPAL FOR PAYMENT, WHAT I DO IS EVERYTIME I USE MY CARD I HAVE A LITTLE PAD I KEEP ON MY DESK AND WRITE WHERE,FOR WHAT AND THE AMOUNT, THEN SUB-TOTAL WITH THE REST, THIS WAY AT A GLANCE I KNOWN HOWMUCH...