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I've had the Paypal Plus Mastercard since August 2006, and finally had enough of their games! I canceled it this morning. First, I have great credit, and about 6 months ago they dropped my limit form $3500 to $1310. No big deal, but $3500 was my lowest limit credit card anyways. Why do I need a card with a $1310 limit. Secondly, I've never been late, or anything and they have an insanely high interest rate; 21.24%. I thought it was 18%, which I wasn't happy about, but come on! 21%!! What a rip off!!!