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Have been a user of PayPal for over 5 years now. Paying for items over the internet can be risky if you are a buyer over multiple websites some of which you may not be familiar with but need to purchase a item they have. PayPal makes it so easy, just set up a credit card or go through you bank to withdraw money.
Have never had a problem with until recently. I purchased a item from e-bay and payed through PayPal and everything went smoothly. Four days after paying for the item I received a e-mail from them saying my last deposit was turned down by my bank. What it looks like is someone deposited money into my account and then attempted to withdraw the same amount plus $10. My bank turned down the deposit and also the withdraw. My problem with PayPal is trying to contact customer service or somebody. You can't respond to there e-mail and everwhere else sends you to a form to fill out about fraud, only when I place the transaction number in dispute it says not a valid number. Well I know its not valid but that is the number in dispute. They have no easy way of contacting a real person to ask a question, so my days with PayPal may be numbered. Have tried the phone number and was put on hold for 15 minutes both times before giving up. Will let you know if I have better luck. Besides this one problem this has been the easiest way to pay.