Orchard Bank - Visa Review

Overall 3.50 of 5 view all 4 reviews

shilodempsey
Killeen, TX

This is a must have for people with imperfect credit

on a strict budget

AUG

2008

I had credit problems from when I was first old enough to get credit cards. Enough time had passed where a lot of my old bills were starting to fall off of my credit report, but I still could not get a credit card. Orchard Bank sent me an email, and I decided, what the heck, it is worth a try. I applied and got it! I was so excited, no more pre-paids for me. I received the card, and kept using it and paying it off. Within a year, they offered me another credit card, and so did Capital One. I applied for the Capital One card and also got that one! My credit is on the uphill after almost 10 years, and it is so exciting! Orchard Bank is to thank. Seriously, if you need to start over, try them. They helped me! Happy Credit!

Last edited on Jan 13, 2009

Orchard Bank - Visa is recommended by shilodempsey

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Comments about shilodempsey’s Review

I have never had a credit card - I am a strictly cash person. I am just afraid I would not have self control. Glad to know if I need to I should start with Capital One.