reviewer
bgibsonkent
Kent, OH

no Flexability, NO MATTER WHAT YOU DO!

1 star rating

Every day computer user, an moderate investor, saving a little
Pros

    Good for reestablishing.

Cons
    No Flexability even with good credit., annual program fee, everything, High Interest Rate, high interest rates, High interest rates and annual fees.

JUN
23
2008
I have had an Orchard Bank Card for 8 years.  After my husband died, I wanted to get credit in my own name.  Well they gave it to me,......at a very high interest rate.  I went over the limit one time by 3.49 and they would not remove the additional charge.  I wrote to them and asked since I had NEVER had a late payment would I be eligible to for a lower rate after 8 years, and they promptly said no.  I do not use their card anymore.  Capitol one has a much better interest rate with rewards to getting my credit up to 520.  Thanks but no thanks Orchard Bank.



I_thumb_down Orchard Bank - MasterCard Credit Card is not recommended by bgibsonkent

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I_comment_shdw24 Comments about bgibsonkent’s Review

 


momoftwo1966 wrote on Nov 12, 2008 at 10:53AM

I agree. I have had my card for two years and they have rose my rate 15 percent in those two years! I have never went over my limit or been late with a payment. I plan on paying them off and telling them what they can do with their card.