Orchard Bank - MasterCard Credit Card Review

Overall 3.20 of 5 view all 10 reviews

bgibsonkent
Kent, OH

no Flexability, NO MATTER WHAT YOU DO!

Every day computer user, an moderate investor, saving a little

Pros

Good for reestablishing.

Cons

No Flexability even with good credit., annual program fee, everything, High Interest Rate, high interest rates, High interest rates and annual fees.

JUN

2008

I have had an Orchard Bank Card for 8 years. After my husband died, I wanted to get credit in my own name. Well they gave it to me,......at a very high interest rate. I went over the limit one time by 3.49 and they would not remove the additional charge. I wrote to them and asked since I had NEVER had a late payment would I be eligible to for a lower rate after 8 years, and they promptly said no. I do not use their card anymore. Capitol one has a much better interest rate with rewards to getting my credit up to 520. Thanks but no thanks Orchard Bank.

Orchard Bank - MasterCard Credit Card is not recommended by bgibsonkent

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Comments about bgibsonkent’s Review

I agree. I have had my card for two years and they have rose my rate 15 percent in those two years! I have never went over my limit or been late with a payment. I plan on paying them off and telling them what they can do with their card.