We have been with Navy Federal Credit Union since 1999 when my husband joined the United States Marine Corps. Over the years we have used them for so many different loans and programs, and my all time favorite from them is my Visa rewards credit card. My interest rate on this card is so low that is amazes some people that there could be a credit card with such a low rate. The rewards are awesome and working with them in general has always been amazing. I have never worked with a more caring and wonderful group of people than all that I have encountered over the year at Navy Federal. They are amazing and willing to help you out at anytime with any questions that you have and will help solve all the problems. They work one on one with you and make sure that you are completely satisfied. This is the best credit card I have ever had and will continue to keep forever, I love it and all that I have gotten in return for having it.