N.J. Manufacturers Insurance Review

New Jersey Manufactuers Insurance companies is THE BEST insurance company in New Jersey as far as I'm concerned.  I was able to become a member of NJM through my employer at the time.  You must be a member of  a hospital, union, police or fire force etc. in order to become a member of NJM.  It was interesting because you sort of have to go through a review process in order to become a member and it's not as easy as one would think to belong to NJM.  This is probably why they are able to offer such great rates for an out of control, highly insurance rated state.  During the review process I did check other competitive insurance companies for rates to I would have something to compare NJM's rates to when they gave them to me.  I was shocked at the variation of quotes I received from other big insurance companies.  When I finally got word that I was accepted into NJM I was stunned at how well they priced my car insurance.  I saved $2500.00!  I was so impressed with their customer service along with their rates.  The best part of NJM is that when the company makes money, you make money.  Every year NJM sends you a check based on how well the company did with claims.  You keep your claims down, you make money...bottom line.