MyPoints - Rewards Visa Card Reviews

My Points Rewards Visa, distributed by Washington Mutual Bank, is a great way to obtain a lot of points if you are a member of MyPoints.com.  Not only will you earn 3000 points when you receive and use this credit card, but you will also have a zero % interest rate for the first six months.

However, like most credit cards, if you have a late payment or go over your credit line, Washington Mutual Bank will increase your Annual Percentage Rate (APR).  I had an "oops" moment one month and sent in a late payment and was charged a $39 late payment fee.  I was relieved when the Customer Service...

Mypoints Visa card is my favorite one to use, especially around the holiday season when we are all trying to play Santa Claus.

Mypoints.com is a website that sends you emails to read about various products and actually "pays" you to read these emails. I have been a member for at least 2 years. They offer their version of the Visa card called Mypoints Visa. It's wonderful! Everytime that I use the card, I make points which translate into bonus gift cards, gifts, etc. And on top of making those points, I make extra points when I order through one of Mypoints retailers and go through their specific...

Washington Mutual (formerly Providian) offered a credit card to its customers via a statement insert.  When I went to their web site to apply, they had changed the terms and conditions in a very material way.  When I called to ask about the discrepancy, no one could give me a straight answer, the people I spoke to spoke an English almost unintelligible and they were in Texas, and their correspondence department never responded to my inquiry.

Shortly thereafter, I received the same offer from MyPoints.  Even with a long customer history at Washington Mutual and excellent credit, I was offered...

I love the Mypoints Visa. I also have a Macys Rewards Visa, and Citibank Rewards Mastercard. But this one is great because I can use it while shopping online through Mypoints click-thrus and earn extra points, and also use it to purchase things from bonus mails, so I earn even MORE points.

I shop using mypoints a lot anyway, so this is a great way for me to earn extra points.

The only downside is the interest rate is higher than my other credit cards, but I find that's true with most rewards cards. I try to pay my balance off each month in order ot avoid interest charges.

Mypoints Rewards Visa makes an already great reward program even better. It fulfills multiple needs.

The Mypoints website offers a great many earning opportunities -- then they offer a credit card for further point earnings. Anyone who shops on the internet will be using a credit card to pay for their purchases, this is just another way to earn even if the shopping site is not a Mypoints partner. It also gives you the freedom to shop anywhere and still earn points.

I've saved up enough points over the years to redeem them for numerous gift cards. It has really helped in these economic times to...