MyPoints - Rewards Visa Card

MyPoints - Rewards Visa Card Reviews



Overall 4.5 star rating4.38 of 5 (by 55 users)



MyPoints - Rewards Visa Card Review Summary

Credit Cards offer more than just a way to make purchases. Many of them also offer rewards and one such credit card is the Mypoints Rewards Visa Card, a reward card affiliated with the popular web site Mypoints.com. Users of the Mypoints Rewards Visa Card earn one point for every dollar spent and these reward points can be cashed in for various merchandise. Mypoints Rewards Visa Credit Card is “Convenient & Racks up Points Fast” according to most reviewers, even though some feel the points do not add up quickly enough. Still, the point incentives for Mypoints.com users are good enough to make the Mypoints Rewards Visa one of the better Credit Cards for frequent shoppers and members of on- line reward sites.
60% of people rated MyPoints - Rewards Visa Card as 5 stars
60% of people rated MyPoints - Rewards Visa Card as 5 stars%
60%
29% of people rated MyPoints - Rewards Visa Card as 4 stars
29% of people rated MyPoints - Rewards Visa Card as 4 stars%
29%
5% of people rated MyPoints - Rewards Visa Card as 3 stars
5% of people rated MyPoints - Rewards Visa Card as 3 stars%
5%
4% of people rated MyPoints - Rewards Visa Card as 2 stars
4% of people rated MyPoints - Rewards Visa Card as 2 stars%
4%
4% of people rated MyPoints - Rewards Visa Card as 1 star
4% of people rated MyPoints - Rewards Visa Card as 1 star%
4%
91% 91% of people recommend MyPoints - Rewards Visa Card 9% of people don't recommend MyPoints - Rewards Visa Card 9%
 

MyPoints - Rewards Visa Card Comparison

5 star rating Most Helpful
Favorable Review
MAY
16
2008

I'm a member of mypoints.com.  (If you're not a member, you really need to look into this site.  It's an easy way to make money.  But that's a different review)  So, I applied for their credit card to receive points.  I think I received 1,000 points just for using the credit card for the first...

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2009 VIP
paying cash, Every day computer user

jasyjen
Jacksonville, NC
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2 star rating Most Helpful
Critical Review
JUN
25
2008

Well there are a lot of people on ViewPoints who seem to be enamored with MyPoints Rewards Visa, but I am here to offer the contrarian view. Basically the Mypoints card at best gives you about half a cent cashback for every dollar you spend. Read on and I'll explain why this is not a very lucrative...

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Every day computer user, an aggressive saver

Manetco
Chandler, AZ
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MyPoints - Rewards Visa Card Ratings and Reviews

items/page: 15 | 30 | 50 displaying 1 to 13 of 55 sort by: most helpful | date | rating


3
helpful
votes
an moderate investor, homeowner, saving a little

JUL
7
2008

My Points Rewards Visa, distributed by Washington Mutual Bank, is a great way to obtain a lot of points if you are a member of MyPoints.com.  Not only will you earn 3000 points when you receive and use this credit card, but you will also have a zero % interest rate for the first six months.

However, like most credit cards, if you have a late payment or go over your credit line, Washington Mutual Bank will increase your Annual Percentage Rate (APR).  I had an "oops" moment one month and sent in a late payment and was charged a $39 late payment fee.  I was relieved when the Customer Service...

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5 star rating
2009 Advisor
mindyvol
Garden City, MI



3
helpful
votes
appreciative of good service, always looking for ways to save, thrifty, Every day computer user

NOV
24
2007

Mypoints Visa card is my favorite one to use, especially around the holiday season when we are all trying to play Santa Claus.

Mypoints.com is a website that sends you emails to read about various products and actually "pays" you to read these emails. I have been a member for at least 2 years. They offer their version of the Visa card called Mypoints Visa. It's wonderful! Everytime that I use the card, I make points which translate into bonus gift cards, gifts, etc. And on top of making those points, I make extra points when I order through one of Mypoints retailers and go through their specific...

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5 star rating
reviewer
bluheron
Driftwood, TX



2
helpful
votes
practical, thrifty, don't carry a balance, willing to pay for quality, Safety conscious, an online shopper, picky, noticing the details

NOV
29
2007

Washington Mutual (formerly Providian) offered a credit card to its customers via a statement insert.  When I went to their web site to apply, they had changed the terms and conditions in a very material way.  When I called to ask about the discrepancy, no one could give me a straight answer, the people I spoke to spoke an English almost unintelligible and they were in Texas, and their correspondence department never responded to my inquiry.

 

Shortly thereafter, I received the same offer from MyPoints.  Even with a long customer history at Washington Mutual and excellent credit, I was offered...

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1 star rating
reviewer
assisi
Bellingham, WA



1
helpful
vote

OCT
15
2008
I use this for everything possible from groceries to gas fill ups to online purchases. I save up all the points I get for the end of the year and use them to get a big gift card to our favorite store or resturaunt and then take the whole family shopping or out to dinner practically free!
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5 star rating
2009 Writer
CountryMama
Klamath Falls, OR



1
helpful
vote
I believe in honesty, always looking for ways to save, drive a lot, free gift card rewards junkie, interest conscious, appreciative of good customer service, practical, married

NOV
27
2007

I love the Mypoints Visa. I also have a Macys Rewards Visa, and Citibank Rewards Mastercard. But this one is great because I can use it while shopping online through Mypoints click-thrus and earn extra points, and also use it to purchase things from bonus mails, so I earn even MORE points.

I shop using mypoints a lot anyway, so this is a great way for me to earn extra points.

 

The only downside is the interest rate is higher than my other credit cards, but I find that's true with most rewards cards. I try to pay my balance off each month in order ot avoid interest charges.


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4 star rating
jquillen
Miami, FL



1
helpful
vote
always looking for ways to save, Responsible Honest Citizen, free gift card rewards junkie, Every day computer user

DEC
3
2007
The mypoints visa card is a credit card that gives you points just for making purchases and buying everyday things.  With this card the points really add up very fast!  Every month I look at my statement and am just amazed at how many points have added up. Once you get a certaon amount of points you can redeem those points for giftcards.  I have already receieved a $100.00 Sears card and a $10.00 Starbucks card.  The good things is that you don't have to have a TON of points before you can redeem them like some of those other cards.  This is just an absolutely great card!
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5 star rating
reviewer
nitime
Apple Valley, CA



1
helpful
vote
Every day computer user, practical, a low risk investor, an aggressive saver, saving a little, easily amused, fifty something, quality conscious

FEB
19
2009
MYPOINTS VISA credit card.

This card WAS terrific.  It gave you 1 point per dollar you spent, which added up quickly & you could cash in on MYPOINTS.  As of 2/14/09 this card no longer gives points as it was bought out by ???.  MYPOINTS hasn't found a company to replace this one, but is looking.

It's only been 5 days & I miss using it already!

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5 star rating
earthrose
Joplin, MO



1
helpful
vote
in debt, Every day computer user, saving a little

JUN
23
2008
I love this card. I charge my purchases and then py them off at the end of the month. I only charge things I normally would pay cash for. I earn allot of points that go to my account every month. It's a Good thing!
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5 star rating
SamiFox1
Wheeling, WV



1
helpful
vote

NOV
5
2008
This card allows you to earn points with your Mypoints acount, and when used through Mypoints, you earn extra. It makes earning rewards through Mypoints so mush faster!!!
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5 star rating
reviewer
Gadzook01
Ottumwa, IA



D
Every day computer user, a low risk investor, saving a little, on a strict budget

JUN
23
2008
I use this card to buy just about everything and pay it off each month, then I use the points for 95% of our Christmas gifts.  We give the cards or we use them ourselves to purchase the gifts. The interest rate is a bit high, but if you use the card to buy groceries and gas like you would anyway, it really takes the "heat" off during the Christmas season.
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4 star rating
2009 Reviewer
Nikro
McDonough, GA



D
pay my cc bill off each month, free gift card rewards junkie, don't carry a balance, interest conscious, an online shopper

NOV
26
2007
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5 star rating
reviewer
Dragonfly1993
Catalina, AZ



D
practical, interest conscious, I believe in honesty, Responsible Honest Citizen, a comparison shopper, drive a lot, appreciative of good customer service, always pays more than minimum

NOV
26
2007
This Washington Mutual card is great for those who like more bang for the buck.  It ties in with the My Points program online.  My points offers you points for purchasing through their site, playing games for money, even just reading e-mails.  You can also get this credit card through their site.  You can double up the points (which by the way are redeemable for gift cards, etc.) by purchasing through their site and using this credit card to purchase.  I do this for my online gaming - I get points for playing the game and fund my credits at the gaming site with this card, thus getting twice... review »
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4 star rating
reviewer
kjayk
Minneapolis, MN



D
thrifty, Every day computer user, practical, not rich, saving a little, on a strict budget

JUN
29
2008

Mypoints Rewards Visa makes an already great reward program even better. It fulfills multiple needs.

The Mypoints website offers a great many earning opportunities -- then they offer a credit card for further point earnings. Anyone who shops on the internet will be using a credit card to pay for their purchases, this is just another way to earn even if the shopping site is not a Mypoints partner. It also gives you the freedom to shop anywhere and still earn points.

I've saved up enough points over the years to redeem them for numerous gift cards. It has really helped in these economic times to...

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5 star rating
sekushi425
Ocala, FL



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