MyPoints - Rewards Visa Card Review

I'm a member of mypoints.com.  (If you're not a member, you really need to look into this site.  It's an easy way to make money.  But that's a different review)  So, I applied for their credit card to receive points.  I think I received 1,000 points just for using the credit card for the first time. 

But the benefits don't stop there!  With other credit cards you can earn points, or frequent flier miles, or sometimes even earn a few cents on the dollar.  But the bottom line is that I don't fly, and those few cents on the dollar don't amount to anything!  But with this credit card, I earn two points per dollar I spend.  And I don't have to accumulate a ton of points to make them worth anything!  I have received THREE gift cards in the last month.  On average I use about 1,600 points at a time to redeem my points, and I receive the gift cards in a matter of days.  YES, I said days!

Now, I find myself putting things on the credit card all the time.  Then I instantly go online and pay it off.  But the points still add up because I purchased it WITH the card!  I'm not spending anymore, I'm not letting my balance accumulate, I'm just paying it to the credit card company instead of the merchant.  And I'm being rewarded!  Now, if I let the balance carry forward, I'd be paying a higher interest rate than I would with other cards, but I don't do that so it's not a con for me.

YES, I would recommend this credit card!  It's one of the smartest things I've done.  However, if you're looking for a high credit limit, you may not be able to get it.  It seems they don't give out much of a credit line at a time.