I have been using My Points for over 6 months now. I already have almost 4000 points and I didn't even have to purchase a thing! I can redeem these points for gift cards, clothes, tools, pretty much anything. The only thing I had to do was open and email and click on a link. I haven't had to redeem my points yet so I'm not sure how that experience is but so far, I love it. The only down side is you can get about 5 emails a day.