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I've been with mypoints for over 8 years. I love them. Especially at Christmas time. I am always online buying my Christmas presents. Now I just make sure I go through mypoints to buy those electronic items my grandchildren want, the camera/computers I want and the bedding/home items my daughter/daughter-in-laws want and the tools/sports items my son and son-in-law want. I rack up the points and after Christmas I have enough points to buy gift cards that I can actually use to pay on some of the items I've purchased or buy gas cards for little thank you gifts for people. It is wonderful way to shop!!!! And the rewards are many...kathleen