Misc. Finance Reviews

Etrade Financial

Etrade Financial Complete Savings Account has a great rate!

an moderate investor, saving a little, comparison shopper

JUL

22

2008

I opened up a Complete Savings Account with Etrade Financial earlier this year. After doing some online research looking at interest rates, customer service, and account holder feedback, Etrade Financial repeatedly came out on top. — The Etrade Financial Complete Savings Account is currently earning a 3.30% Annual Percentage Yield (APY). This is much higher than any of my local banks, and is also higher than other online banks. — Some of the benefits of the Etrade Financial Complete Savings Account are: — Only a $1… read full review »

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mindyvol
Garden City, MI

ING Direct Savings Account and CD's

ING Direct Orange Savings Account has the best rates around!

an moderate investor, saving a little, an online shopper

JUL

19

2008

My husband and I finally made the switch to internet banking this year. We researched several online banks and were sold on the ING Direct Orange Savings Account. After receiving only pennies in interest from our local bank and credit union, we now receive a 3.0% Annual Percentage Yield (APY) on our savings account. I have yet to find an actual bank branch to offer that high of a rate on a savings account. — Even better, using a referral link from a friend who already had an account with ING Direct, my husband and I both received $25 in… read full review »

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mindyvol
Garden City, MI

Charter One Bank

A Good Bank with Good Service

paying cash, an moderate investor, saving a little

JUL

15

2008

My husband and I have been customers with Charter One Bank for several years. We are very happy with their banking service, however, we do not recommend their mortgage services (CCO Mortgage). Charter One Bank locations are in the Midwest - Illinois, Indiana, Michigan, and Ohio. Online accounts are also available. — We have a non-interest bearing checking account, which is free, has no minimum balance requirement, and has unlimited check writing. My husband also has his own personal checking account and we often use the online transfer feature to… read full review »

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mindyvol
Garden City, MI

egl properties

They care about me and my property. I feel safe with them.

I believe in honesty, an aggressive investor

JUL

10

2008

Absolutely, recommending this company. One of the best companies I have been working with. They are honest, caring and I feel safe and secure with them. They are there for me when I need them. They are honest people (rare to find), caring and they doing everything to protect me and my property. When I have questions regarding financials issues or when things are not clear they sit and explain and work to resolve any issues. LOVE… read full review »

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TLV123
Los Angeles, CA

ING Direct Savings Account and CD's

Changed to ING and will never go back!

an aggressive investor, an aggressive saver

JUL

5

2008

ING Direct savings accounts and CDs have gotten me out of debt. Not having the money immediately available makes you really think whether or not you actually want to spend it. I also love that you can make sub-accounts to save for something special. For example, I have my "Christmas" account, my "New Car" account, and my "Rainy Day" account. — — My favorite part of ING is the customer service. When you call to talk to someone, you actually talk to a human being! It's never the automated system, and the customer support is always friendly and courteous. … read full review »

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aerinmurphy
Santa Barbara, CA

Top Five Online Brokerage Services

Looking for Financial Security? These Five Brokers Can Help

an moderate investor

JUN

30

2008

Investing is an important part of the financial routines of most families and individuals. We get our paycheck, pay our bills, set aside money for basic expenditures, and, hopefully, have something left over for investment. For some, their 401k is their sole investment and since it is deducted automatically from paychecks, there is no need to worry about it or budget for it. But for those without a 401k (or for the serious investor who has a 401k but wants more), it will likely be necessary to establish a brokerage account with an established financial services company for investment… read full review »

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Bryan-Carey
Houston, TX

Ameriprise Financial

HORRENDOUS AND EXPENSIVE

an moderate investor

APR

29

2008

We took a chance on the company because we were not overly happy with our previous company; however, now I am glad we did not completely pull out. Ameriprise provided less assitance, their web interface is not as complete or user friendly, and their fees are HIGH. Once you are in you will pay a minimum of $75 to get out, no matter how long you stay with them. — — They charge a full annual fee even if your money is only in for 3 months. Poor Marks all… read full review »

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bastetofak
Apo, AE

US Secured Credit Repair

Credit Score jumped 80 points in 6 weeks. It really Works

I believe in honesty

APR

26

2008

I am always skeptical about credit repair. I have tried on my own for years and got no where. I researched a bunch of companies and some wanted $30 to start and some wanted $1500 to start. I picked one in the middle and it was the best decision I ever made. US Secured Credit Repair Service really delivered what they said. I think the agent said "I can go online and research how to fix my own car and save money or I can go to a trained professional mechanic and pay him to fix my car properly. Now what would you like to do about your credit?" He… read full review »

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Jim1967
San Diego, CA

ThankYou Rewards Network

Earn Points - Get Rewards. Thanks!

an online shopper, into finding great deals online, Practical

APR

11

2008

I frequently shop online and I frequently use my credit card when I do so. Therefore, when I received an offer from Citibank to join the ThankYou Network Rewards Program it was an easy decision to become a member. Joining the ThankYou Network is simple: you need an eligible Citibank credit/debit card or checking account and you can sign up directly at www.thankyou.com or www.Expedia.com. Once you've joined the network, you earn points for every dollar spent on purchases with your bank card. I have earned additional points by booking travel through Expedia.com even if I… read full review »

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LoveisJoy
Chicagoland, IL

Traditional IRA vs. Roth IRA: Which is Right for You?

Different Situations Call for Different Retirement Strategies

an moderate investor

MAR

29

2008

Saving for retirement is an important financial task. With the future of Social Security in doubt and Medicare in even worse financial condition, it is important that every American set aside a portion of his/her income for the future. — Many Americans already have a 401K savings plan and are well on their way to financial security. But others do not have a 401K plan, either because their employer doesn't offer a plan; they do not work full time and are thus ineligible to participate in the plan; or they are self- employed and do not have a large enough business to implement a 401K… read full review »

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Bryan-Carey
Houston, TX

ING Direct Savings Account and CD's

Great place for your savings.

a woman, not rich, value conscious, saving a little, daily computer user, budget conscious

MAR

26

2008

I started out with my money in a savings account from my bank. But my bank gave me only .4%. It was ridiculous and I wasnt earning money. So my grandmother told me about ING. I now have a 3.2% and its great. The website is easy to use. I love using ING.… read full review »

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eternallygrissoms
Newark, DE

Money Merge Account

do you know anything about this program????

I believe in honesty

MAR

12

2008

I'm looking into "Money merge account". It claims you can pay off your mortgage in as little as 1/3 to 1/2 off the time. It claims that no refiancing of existing mortgage, and is not a bi-weekly or debt roll down program. Has anyone heard of this? If you google "Money merge Account", there is a mini video that explains how it works using a home equity loan, and they sell you some kind of computer programing, that tells you when to transfer money from one account to another to pay off mortgages and bills. — Is this ligit, is this a real product, is it a rip… read full review »

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elaine19808
Wilmington, DE

Credit Reports

100% Free Credit Reports

MAR

3

2008

Once a year get a free credit report from all three credit bureaus. Go to annualcreditreport.com — Any other place will charge you, even if it's "free" —… read full review »

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KAC
Seattle, WA

Quik Cash

Read the fine print before you commit or sign.

in debt, I believe in honesty, on a strict budget, needing more sleep, a creative, stressed out

MAR

1

2008

Quik Cash, formerly known as Nationwide Budget Finance. I used to use their payday loan service at the office on Sahara at Eastern, in Las Vegas, NV, because even though the rate was higher than elsewhere, they offered a rebate for early loan payment, so it cost less when I didn't need the loan for a full two weeks. Well, they suddenly changed the policy without any notice to me, costing me more, and the (I'm assuming) new staff was very rude to me. They had filed my check under the wrong last name, and had an attitude about it, even though THEY were the ones who made the mistake. They… read full review »

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Datastar
Las Vegas, NV

Wells Fargo Bank

Worst service ever!

practical, pc-user, I believe in honesty, a woman, an aggressive saver, value conscious, saving a little

FEB

29

2008

The people at the Brown Blvd location in Arlington Texas are the worst tellers ever. My fiance and I went in to start up a joint savings account. In order to do so we had to make some transfers from our orginal accounts. The teller assured us this was done and we had a free account with all the fix'ens. This was not true. Throught the duration of a year. We were charged every month for the account. Not only were we charged but every time we would call and ask about it, they would tell us our transfers were never set up. Between the two of us we set up our transfers with someone on… read full review »

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domesticgodessc
Arlington, TX

Reviews of Misc. Finance