Liberty Mutual

Liberty Mutual Reviews



Overall 4 star rating4.03 of 5 (by 136 users)



Liberty Mutual Review Summary

Are you looking for a more affordable insurance provider? If so, then one possible company to consider is Liberty Mutual, an insurance company that offers services such as auto insurance, life insurance, and more. The most often quoted claim from customers is that Liberty Mutual Insurance is less expensive than the competition. “Highly Recommended for their Excellent Service and Affordability”, says one satisfied customer, and other customers feel the same way about Liberty Mutual’s prices and coverage. But on the other hand, Liberty Mutual does have its critics. Liberty Mutual Insurance “Takes Your Money but Won’t Pay Claims”, declares one unsatisfied customer, and other reviewers also point out the lack of communication with customers as a great concern. Reviewers overall consider Liberty Mutual Insurance a good choice of Insurance Companies if your chief concern is price; but not the best choice if your concerns go beyond the premium payments.
50% of people rated Liberty Mutual as 5 stars
50% of people rated Liberty Mutual as 5 stars%
50%
25% of people rated Liberty Mutual as 4 stars
25% of people rated Liberty Mutual as 4 stars%
25%
14% of people rated Liberty Mutual as 3 stars
14% of people rated Liberty Mutual as 3 stars%
14%
3% of people rated Liberty Mutual as 2 stars
3% of people rated Liberty Mutual as 2 stars%
3%
10% of people rated Liberty Mutual as 1 star
10% of people rated Liberty Mutual as 1 star%
10%
81% 81% of people recommend Liberty Mutual 19% of people don't recommend Liberty Mutual 19%
 

Liberty Mutual Comparison

5 star rating Most Helpful
Favorable Review
FEB
14
2009

I have car insurance with Liberty Mutal and I have been a customer of Liberty Mutual for years. I have also checked out other companies prices.  Liberty Mutual is the best for pricing, customer service and discounts. 

We have had to file a claim and the claims department was availible and they were...

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on a budget, coupon cutter

mrshnirt
Wyoming, MI
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1 star rating Most Helpful
Critical Review
NOV
13
2007

In August 2000 I went out on disability that later turned into filing for Workers Comp Insurance. Liberty Mutual just happens to be my companies Workers Comp Insurance.  In the beginning of my claim I didn't have a problem.  However my claim lasted longer than even I anticipated. My work related injuries...

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reviewer
appreciative of good service

miliannerby
Little Elm, TX
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Liberty Mutual Ratings and Reviews

items/page: 15 | 30 | 50 displaying 1 to 13 of 136 sort by: most helpful | date | rating


6
helpful
votes
your basic auto insurance user, safe driver with a good record

AUG
20
2007
Four weeks ago I had an accident with a tow truck that was insured by Liberty Mutual (commercial division).   It was 100% the driver's fault and there were witnesses.   He admitted to the liability and was issued a summons by the State Police.  Had it not been for the air bags I would have definitely suffered life-threatening injuries.  My own insurance company, High Point, has been wonderful about all the medical.  However, since I had an older model car, I no longer carried collision.  Liberty has refused to pay for my car rental now going into the 5th week.  They haven't sent an adjuster... read full review »
1 star rating
reviewer
cribby
Dorothy, NJ



4
helpful
votes
on a budget

JAN
19
2009
Liberty Mutual has always been a great value in auto insurance.  We insure 5 vehicle and have a teenage boy driving, so cost is a priority to us.  We don't want to spend more than we need on insurance.  A few years ago my daughter's car was totalled by an un-insured motorist.  Thank God she was OK, but we were afraid what would happen with our rates.  Libery Mutual took care of replacing her car and our rates never went up!  We were shocked!  We have checked around with other companies through the years, and no one comes close to their prices.  Their service, promptness and courtesy are... read full review »
5 star rating
reviewer 2009 Contributor
GrandmaGreen
Wentzville, MO



4
helpful
votes
stock investor, safe driver, online banker, appreciative of good service, comparison shopper, A realist, safe driver with a good record, fairly internet savvy

DEC
15
2007

I had a lot of business with Liberty.

Business insurance, workers comp, homeowners.

Had 1 claim in 5 years - a broken pipe flooded our basement.  It was covered and they were supposed to pay replacement cost.

Fought us at every turn.  Eventually we had to hire an attorney (and pay his fees, of course) to collect.  Even then wound up settling for less than we were entitled to or would have waited years more to collect anything.


1 star rating
reviewer
jurassictraveler
Huntington, NY



4
helpful
votes

NOV
29
2008
I was in a car accident 10 years ago and had Liberty Mutual at the time. The accident was not my fault and I was seriously injured. After about 8 years of covering my medical bills they completely cut me off. So, now I have to pay all accident related medical bills out-of-pocket, costing me more than $10,000/year. I am in the process of a law suit just so that I can get my medical bills paid again. They are LIARS - do NOT use them for insurance!!!!
1 star rating
reviewer
rach2424
Wyoming, MI



4
helpful
votes
too lazy to find another carrier

NOV
21
2007

This company will refuse to accept responsibility for your injuries until required by court.  They then will stop paying without a reason and you end up WORSE than you were to start with......Their Workers Comp is HORRIBLE!!!  I have had to not only hire an attorney but also wait for weeks on end to get prescriptions filled.  They owe me over $20000 in back pay and that is only the tip of the iceburg.  I have been diagnosed with 3 possible life changing medical conditions of which NONE are being treated at this time.  I haven't slept in months because I CAN'T.  I have headaches that...

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1 star rating
reviewer
lwcp1968
Clover, SC



3
helpful
votes
on a budget, an moderate investor, saving a little

FEB
17
2008
When you just renew the policy, they treat you very nice. However, once you have claimed couple of times. Their face is not nice any more. Especially when you have argument with them and ask them for explaination. Their attidute turns rudely. I was their customer for over 5 years. And now I black list them and will never consider thier service again. 
3 star rating
reviewer
TaraW
Beverly Hills, CA



2
helpful
votes
a woman, Practical

SEP
13
2009

I have had Liberty Mutual for both my car and home insurance for several years now. Truthfully I don't about them often because my payment comes out of my checking account automatically every month. They came to mind today because I recently had to call them for help with an issue. The woman I spoke to was so sweet, patient and helpful that I was reminded that although I have only had to "deal with" Liberty Mutual a couple of times over the last several years, I always have an incredibly pleasant experience with them.

Less than 6 months after moving into my home, the roof of the den basically all...

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5 star rating
reviewer
bran78
Sun Valley, CA



2
helpful
votes
paying cash, an moderate investor, saving a little, loving this product, a romantic, a woman, a pet owner, a homeowner

MAY
7
2008
I had my first encounter with Liberty Mutual while working at a Chiropracter's office. They were the only insurance company that we did not have to fight with to collect payment. That was when I decided to change my current insurance to them. When my car was hit while parked we had to fix it through Liberty Mutual since we didn't know who did the damage. Not only did our policy NOT go up, we took our car to the body shop that we chose (not affiliated with them) and had no problems collecting. Recently their home insurance rates went up and we were notified way in advance of the increase just in... read full review »
5 star rating
wako25
Colonia, NJ



2
helpful
votes
on a budget

FEB
7
2008
I had Liberty Mutual car insurance for a few years, and was always less than happy. I had a car accident and waited a very long time for my claim to be settled. In the meantime, Liberty Mutual sent my Jeep to a Ford garage for repairs. Liberty Mutual required the Ford garage to fix my Jeep as"cheaply" as possible. My vehicle was back twice at the garage for further repairs. (And the 4- wheel drive still doesn't work). i switched to Progressive not to long after this, AND SAVED A BUNCH OF MONEY, and have never had a problem. They are much easier to deal with.
2 star rating
reviewer
kathleendf0545
Springvale, ME



2
helpful
votes

JUL
9
2009

Liberty Mutual is a company with a complete lack of responsibility.  My vehicle was struck by a client of theirs,  They admitted 100% liability but have refused to pay 100% of the damages.  I cannot repair my vehicle since they have refused to pay the whole cost.  Contact people with their company refuse to return calls and are rude over the phone.


1 star rating
MsMumford
North Kingstown, RI



2
helpful
votes
saving a little

FEB
10
2008

I have dealt with several insurance companies over the years and usually switch not because of cost but because I am unhappy with my company's treatment of me when I need them.  I have never had an "at fault" accident so it is not even that I caused a loss for my insurer.  I was rear ended by someone insured with Travelers.  They quit paying the medical bills and claimed that all attempts to contact me failed...only they had never attempted to contact me.  However, I expected this treatment from the insurance company of the person who hit me.  Later I switched to Travelers because they had...

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5 star rating
reviewer
leopardx99
Milford, MA



1
helpful
vote
an aggressive saver, daily computer user, into finding great deals online

MAY
7
2008

This company is great, we have NO problems with them.  We were not really in the market for a new insurance company when I called them for a quote, as we were happy with our current insurer at the time, but I decided to call them any way just to see if they could give a lower rate by chance, and sure enough they did!!

In fact their rate was quite a bit lower than our insurer at the time, they were about $200 per year lower than Unitrin, and to us that is quite a lot cause we are on a budget, as it was we went to Unitrin because they were about $400 cheaper per 6 months than Progressive, so that...

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5 star rating
reviewer
Luttrell18138
Great Falls, MT



1
helpful
vote
on a budget, paying cash, in debt, on a strict budget

OCT
8
2009

I will have to admit that I am hugely disappointed with Liberty Mutuals full coverage insurance on my vehicle. Not onlt are my premuims over $200 a month, but my deductible is $1,000. I am a self-supported college student and these were the lowest rates they could give me. I recently wrecked my car and although I was able to make my claim quickly and provide them with the necessary info it has taken over a month to get a settlement price on my car. The only positive thing about this whole situation is that they did provide a rental car the day of, however I only had it until they gave me a "totaled"...

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2 star rating
reviewer
delaneyrose
Lufkin, TX



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