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Liberty Mutual

Liberty Mutual Reviews



Overall 4 star rating4.08 of 5 (by 59 users)


Liberty Mutual Review Summary

Are you looking for a more affordable insurance provider? If so, then one possible company to consider is Liberty Mutual, an insurance company that offers services such as auto insurance, life insurance, and more. The most often quoted claim from customers is that Liberty Mutual Insurance is less expensive than the competition. “Highly Recommended for their Excellent Service and Affordability”, says one satisfied customer, and other customers feel the same way about Liberty Mutual’s prices and coverage. But on the other hand, Liberty Mutual does have its critics. Liberty Mutual Insurance “Takes Your Money but Won’t Pay Claims”, declares one unsatisfied customer, and other reviewers also point out the lack of communication with customers as a great concern. Reviewers overall consider Liberty Mutual Insurance a good choice of Insurance Companies if your chief concern is price; but not the best choice if your concerns go beyond the premium payments.
54% of people rated Liberty Mutual as 5 stars
54% of people rated Liberty Mutual as 5 stars%
54%
22% of people rated Liberty Mutual as 4 stars
22% of people rated Liberty Mutual as 4 stars%
22%
12% of people rated Liberty Mutual as 3 stars
12% of people rated Liberty Mutual as 3 stars%
12%
2% of people rated Liberty Mutual as 2 stars
2% of people rated Liberty Mutual as 2 stars%
2%
10% of people rated Liberty Mutual as 1 star
10% of people rated Liberty Mutual as 1 star%
10%
80% 80% of people recommend Liberty Mutual 20% of people don't recommend Liberty Mutual 20%

Liberty Mutual Comparison

5 star rating Most Helpful
Favorable Review
MAY
7
2008
I had my first encounter with Liberty Mutual while working at a Chiropracter's office. They were the only insurance company that we did not have to fight with to collect payment. That was when I decided to change my current insurance to them. When my car was hit while parked we had to fix it… read full review »
paying cash, an moderate investor

wako25
Colonia, NJ
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1 star rating Most Helpful
Critical Review
AUG
20
2007
Four weeks ago I had an accident with a tow truck that was insured by Liberty Mutual (commercial division).   It was 100% the driver's fault and there were witnesses.   He admitted to the liability and was issued a summons by the State Police.  Had it not been for the air… read full review »
reviewer
your basic auto insurance user, safe driver with a good record

cribby
Dorothy, NJ
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Liberty Mutual Ratings and Reviews

items/page: 15 | 30 | 50 displaying 1 to 13 of 59 sort by: most helpful | date | rating


D
on a budget, saving a little

MAY
7
2008
We had been with Prudential-largely because my husband was an agent for them, and then worked in their corporate offices, but when they sold out the property and casualty lines, we got landed with Liberty Mutual.  Basically, I can't complain, but then we haven't had occassion to make a claim or dispute a charge, so I can't really speak to their resolution of things.   As I didn't choose them in the first place, I can't really say anything positive about them either.  We have little contact with our agent, and basically just pay our premium bills.  We seem to do all… read full review »
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3 star rating
AWESOMEMOM88
Montgomery, IL



D
saving a little

FEB
10
2008
I have dealt with several insurance companies over the years and usually switch not because of cost but because I am unhappy with my company's treatment of me when I need them.  I have never had an "at fault" accident so it is not even that I caused a loss for my insurer.  I was rear ended by someone insured with Travelers.  They quit paying the medical bills and claimed that all attempts to contact me failed...only they had never attempted to contact me.  However, I expected this treatment from the insurance company of the person who hit me.  Later I… read full review »
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5 star rating
reviewer
leopardx99
Milford, MA



D
an aggressive saver, daily computer user, into finding great deals online

MAY
7
2008
This company is great, we have NO problems with them.  We were not really in the market for a new insurance company when I called them for a quote, as we were happy with our current insurer at the time, but I decided to call them any way just to see if they could give a lower rate by chance, and sure enough they did!! — In fact their rate was quite a bit lower than our insurer at the time, they were about $200 per year lower than Unitrin, and to us that is quite a lot cause we are on a budget, as it was we went to Unitrin because they were about $400 cheaper per 6 months than… read full review »
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5 star rating
reviewer
Luttrell18138
Great Falls, MT



D
too lazy to find another carrier

NOV
21
2007
This company will refuse to accept responsibility for your injuries until required by court.  They then will stop paying without a reason and you end up WORSE than you were to start with......Their Workers Comp is HORRIBLE!!!  I have had to not only hire an attorney but also wait for weeks on end to get prescriptions filled.  They owe me over $20000 in back pay and that is only the tip of the iceburg.  I have been diagnosed with 3 possible life changing medical conditions of which NONE are being treated at this time.  I haven't slept… read full review »
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1 star rating
reviewer
lwcp1968
Clover, SC



D
appreciative of good service

NOV
13
2007
In August 2000 I went out on disability that later turned into filing for Workers Comp Insurance. Liberty Mutual just happens to be my companies Workers Comp Insurance.  In the beginning of my claim I didn't have a problem.  However my claim lasted longer than even I anticipated. My work related injuries included the upper part of my body. Since August 2000 I have had 7 major surgeries. — To make a long story short this year I receive a report from my case manager denying me any futher medical treatments. I am still having the same problems that I had from the very… read full review »
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1 star rating
reviewer
miliannerby
Little Elm, TX



D
Multi car/driver household, safe driver, online banker, researcher, an animal lover, your basic auto insurance user, Love to save money, Cheap rates

DEC
16
2007
After searching and searching for some new, cheaper rates for our auto insurance and home owners insurance, Liberty Mutal came out on top!  The service agent that helped me was very polite, informative and quick to get me my quotes.  If he did't have the answer to any question, he was quick to find out!  Liberty Mutual gave us the best money saving quote for our auto insurance and is saving us nearly $400 per year!  For a family that is on a pretty tight budget, this is amazing!  They are giving us the exact same coverage that we were getting with another company that… read full review »
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5 star rating
reviewer
kareyff
Oxford, MI



D
on a budget, an moderate investor

MAR
3
2008
After signing up on the internet to have my auto insurance rates reviewed by various insurance companys, Liberty Mutual was first in delivery with an answer by a quick response to my email address.  Liberty Mutual was first in quality by sending a personal letter to my home with a preliminary breakdown of where I could save money.  After my review of three different insurance companies I found that I could save at a minimum $350 per year and keep the same coverage that I had at that time! — I met with the representative (who bought the coffee) and reviewed final papers. … read full review »
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5 star rating
reviewer
Hawkpie
Wilsonville, OR



D
saving a little

FEB
22
2008
We switched over to Liberty Mutual about 2 years ago. We got an advertisement in the mail from them, looked it over and decided to call them and get a quote. — They gave us a quote about $259, cheaper than the company we were already insured with.  So we called our insurance company and asked them if they could match what Liberty Mutual was offering us. The girl we talked to went and got her supervisor. he got on the phone and told us there was no way, they could insure for that low price. — We have had one fender bender in the 2 years we have been with them. They were right… read full review »
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5 star rating
reviewer
babs037
Uniontown, PA



D

FEB
29
2008
I have been a liberty mutual customer for 2 years and about to renew my policy for a third year.  This past November I was in an accident and Liberty Mutual made everything easy and painless for me.  They walked me through the process step by step, paid the car repair shop directly for the repairs to my car, and even allowed me to keep the rental car for an extra two days at their cost because it wasn't convenient for me to pick up my car from the shop on the day it was ready.  Overall I have not had a single bad interaction with anyone in their company and would highly… read full review »
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5 star rating
reviewer
vannessica
Nashua, NH



D
appreciative of good service, safe driver with a good record, on a budget, comparison shopper

NOV
21
2007
OUR AGENT CALLS JUST TO CHEACK ON US AND MAKE SURE WE ARE HAPPY , HE IS KIND AND RESPECTFUL AND ALWAYS ASKES IF THEIR IS ANYTHING HE CAN DO FOR US OR IF WE NEED ANYTHING ELSE.  WHEN WE HAVE QUESTIONS HE ALWAYS GETS BACK TO US WITH ANSWERS THE SAME DAY. — WE HAVE OUR HOME OWNERS INSURANCE, CAR, AND LIFE INSURANCES WITH LIBERTY MUTUAL.  ALSO OUR FLOOD INSURACE WHICH WE THOUGHT WAS GONNA COST US A ARM AND A LEG AND IT WAS  $ 200.00 CHEAPER THEN ANYONE ELSE — OUR COVERAGE IS GREAT WITH GREAT PRICING THEY UNDERSTAND WHAT PEOPLE NEED AND WANT THEY ARE SO AMAZING, AND… read full review »
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5 star rating
reviewer
MOMRAIN
Unadilla, NY



D
on a budget

FEB
7
2008
I had Liberty Mutual car insurance for a few years, and was always less than happy. I had a car accident and waited a very long time for my claim to be settled. In the meantime, Liberty Mutual sent my Jeep to a Ford garage for repairs. Liberty Mutual required the Ford garage to fix my Jeep as"cheaply" as possible. My vehicle was back twice at the garage for further repairs. (And the 4- wheel drive still doesn't work). i switched to Progressive not to long after this, AND SAVED A BUNCH OF MONEY, and have never had a problem. They are much easier to deal… read full review »
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2 star rating
reviewer
kathleendf0545
Springvale, ME



D

FEB
25
2008
Even after having an accident 5 years ago, Liberty Mutual didn't drop me as a customer. They continued to offer me insurance. I have been very happy with their coverage and what they offer. Customer service has always been reliable. — I recently added my son as a new driver and the rates I received for him were very impressive.  I definitely recommend Liberty Mutual car insurance especially to drivers who are just starting out.  It's a great way to get your foot in the door.  Thanks Liberty Mutual. —… read full review »
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4 star rating
reviewer
mamalola
Naples, FL



D
on a budget, an moderate investor

FEB
15
2008
I have had Liberty Mutual for over ten years and they have been great.  They have always offered me the lowest rates and new policies.  I just recently changed to a new insurance company due to a new vehicle purchase where the new premium was $88.00 cheaper.  I am dissapointed they couldn't match the new policy because I was a very loyal customer and was very happy with the service and kindess I received. — Overall a great company, just make sure you get the best rates possible. —… read full review »
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3 star rating
reviewer
sbchick1
Derry, NH



Reviews of Liberty Mutual

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