Layaway was very helpful to me and my family this year. Instead of stressing about holiday shopping within a few weeks before Christmas, I was able to shop once.. put a small down payment down that day and then make a payment once every two weeks. Took a lot of stress out of my life and no credit card debt too boot! :)
I used to shop Wal*Mart's layaway too, they've since quit offering it and it was a shame. Thanks KMart for offering such a helpful service!