I had just checked my credit score. I may have had a couple of late payments. Normally it's paid in full. They are my only bad mark, the other creditor's are happy to take my money, without throwing me under the bus. The other creditor's I have, give you a 10 day grace period, before they report someone and because of the savings, I got a card. Kind of pushed into it. Now I'm pushing back. I'm going to cancel my card and probably won't shop there, they have gotten so expensive anyway. Seven years!!!

Dragonfly28

Coarsegold, Ca

To buy clothes, makeup, etc

PaigeH17

Davison, mi

So, I have one item when I go to checkout. The cashier says "Sign up for a credit card and receive 30% off today's purchase." 20 minutes later, after approval, she says "Sorry, your purchase is exempt and you can't get the 30% off." I go to pay off the credit card balance and because it's an hour later than they allow on the due date, I'm charged a $27.00 late fee on a < $55.00 balance. Nice! Cancelled the card and won't be back.

Rosco65

Madison, AL

I pay my bills onetime every time - I had kohl's set up on auto-pay for 2 years and the last 6 months they started charging me a late fee. I contacted the credit department and they said I paid 2 weeks late every month - when i asked how that could be, I paid on time for 18 months and then it was late - I've had them set up on the same auto-pay schedule for 2 years. The service Rep reviewed my history and did find that they received payment on the same day of the month for two years - he tried to argue it, but finally gave me credit for the late fees. I told him i wanted to cancel my card with Kohl's, asked him what the balance was. I told him that I had a scheduled payment and so i would pay all but the payment amount. he said no, you ned to pay the entire amount so i can close your account - he assured me they would not accept the scheduled payment. So I paid it off and closed the account - AND they accepted my payment too. I had to again call Kohl's and request they they send me a check, which they agreed and told me it would take 3-4 months. I closed the account because of their dishonest business practices.

JuliaH16

Arizona

I hate this card. I have had awful customer service time and time again. They lost my check that I sent for payment. Charged me a late fee. Reversed the late fee. Then charged me double that for not paying the late fee that they reversed. I have had so many issues with this store the past few months!

TiaL16

Lone Tree, CO

I love my kohls charge!! I frequently get coupons in the mail that are for kohls charge card holders such as 30% off my purchase. Having this card pays off, and if you pay off your balance every mo th the interest rate for the card won't be so bad.

Misslandee

Florida

I shop a lot at Kohl's and have this Kohl's credit card. I basically opened it because of the special discounts they have for card holders. Generally, if you use your card you get 30 percent off your total. Since they already have great sales and discounts , this extra 30 percent really gives great savings. Not only do you save this way, you can also earn Kohls Cash and Yes! Rewards. If you are a cardholder you get access to special sales and promotions. You get text messages with special savings codes as well. They have great sales! The interest rate is about the same as all department store credit cards but since they keep your line of credit fairly low , it is easy to pay off. Monthly payments are about 25.00, more if you carry a large balance. If you have a problem, customer service is easy to reach and have always been friendly and helpful. I have never had a problem with the store or my Kohls charge card. I recommend it!

lylasmoo

New Egypt, NJ

I just applied for a kohls credit card last night and I got 15% off of my purchase. This was great and very helpful because I spent a very large amount of money at kohls and was able to save a significant amount due to the large purchase that I made. The best part is that I saved 15% and I also got twenty dollars back in kohls cash and I also got another ten dollars in rewards! I was really happy about my purchase because I saved so much and got more money back to spend on another purchase. The customer service I have used and they have been very friendly and helpful to me when I needed help or had any questions and answered them completely. They also do not have an annual fee which is amazing and the only kind of credit cards that I will have anymore because it is not worth it to have an annual fee to pay. I would highly reccomened this to anyone looking for a new credit card. And one thing I forgot to mention is they also send out coupons regularly to use with your credit card.

wweastsidelv

Warren, OH

I had a Kohls credit card for just over a year. It was a pretty easy credit card to get to begin with and at the time I had very little credit and was trying to establish some for myself. Enter the Kohls credit card. The interest on this card is ridiculous, 26.5%. I mean I know that I had no other real credit history to speak of, but still it was a little crazy. I only kept the card for a little more than a year before cancelling it, and paying it off. So even though the interest was crazy, it did what I needed it to. My experience with my Kohls credit card is overall a pretty mediocre one. Not terrible, but not fantastic. Pretty just run of the mill average. Can't really complain, but also wasn't really blown away. If you're a big Kohls shopper, it might be worth it to you if you spend a lot of money with them and don't mind the higher interest. Customer Service When I dealt with the customer service they were actually pretty helpful. I wasn't blown away, but they were pretty helpful.

ifish42

USA

Overall I think the Kohls card is a great store card to have. I receive many discounts in the mail, online and in-store throughout the year. I have never had a problem with their customer service department. I enjoy the member benefits of the card. I always shop their around the holidays with my Kohls card to receive extra discounts and I am able to share them with family and friends. I enjoy using my card online for purchases. Customer Service I have called about different things throughout the time that I have had my Kohls card. I have never had a problem getting a mistake on my bill fixed or an adjustment to my card. The customer service department is great for answering questions and they are allways polite. Available Rates The rates on the card could be a little better but I pay it off each month so I am not subject to the rates that often. I wish our interest rate was a little lower or that they would offer free interest on purchases for 1 or 2 years.

emwrig

USA