JP Morgan Chase - Chicago, IL

JP Morgan Chase - Chicago, IL Review


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1 Bank One Plaza • Chicago, IL 60670
(312) 732-4000 • http://www.jpmorganchase.com/



Overall 1.92 of 5 view all 13 reviews
 




2009 Writer
Saxguy
Skokie, IL

There is no need to Chase after any other primary bank

5 star rating

an Internet banking user, an online bill-payer, online banker, value conscious, cost-conscious, the family shopper
Pros

    great cash rewards credit card, great gas rewards credit card, new atms print deposit images, On-Line Banking & Bill Pay, Plenty of ATM's, Free checking (for now)

Cons
    deposit images from atm not online yet

NOV
30
2008

JP Morgan Chase - Chicago, IL — 

Chase has been my primary bank for many years. I have a free checking account, with direct deposit. Online banking, including online bill pay, is free.

I have my main checking account and a couple of credit cards, along with a safe deposit box. I use online bill pay.

I'm especially delighted with their new atms. I can deposit checks without an envelope and the images print right on the receipt. This makes accounting for my music business much easier, as my students' families pay by check. I don't even have to prepare the deposits. All I have to do is feed the checks into the ATM and verify the deposit amount. It even lets me enter the amount if a check is not readible. There is a real convenience factor with the ATMs, as Chase has more ATMs in the Chicago area than any other bank .

Online bill pay works great. I can set up a vendor using and address, for single or recurring pay. Major vendors can be paid electronically, with a 1-day lag, other vendors get a check inusually a week. I'm not only using this for one-off bills, but I set up recurring IRA deposits as well. One of my students pays me by check and that works great.

I have two of their credit cards. The first, Chase Freedon, features a 1% cash rebate on every purchase and a 3% rebate on the 3 highest spending categories. better yet, the rewards can accumulate and earn a bonus. Once I have $200 in rebates accumulated, I can get a $250 check to me.

The second, Chase Rewards - gas, has a 3% rebate on all gasoline purchases and a 1% rebate on everything else. This card has the rebates applied to the account to reduce the cost. I use this card for gas and the other card for everything else.

I have had no problems with customer service, either in the branches or on the phone. I have been able to get to the people I need and get effective help.

I can recommend them to any one.




I_thumb_up JP Morgan Chase - Chicago, IL is recommended by Saxguy

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