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Ameriprise
There is a long story associated with Ameriprise and my family. We had a personal financial advisor with Ameriprise Financial, and we were using this guy for many many years.
They do offer great customer service and help with your financial planning when you are with them, but when the time comes for you to pull the money out and actually retire... the whole story changes. This is what happened to my family. My dad personally wanted to now start taking payments from his program since he is 64 years of age and so I assume we had to make aphone call and some paperwork.
Well the paperwork...
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AAA
I have had a pretty good experience with AAA up until they excluded me from their policy. I understand why though. 3 accidents within a month and being under 21, my parents were paying insane premiums. They took me off the auto policy and I was able to see that AAA premiums are actually very low and are catered to those who are 25 years of age or older, and have a clean record.
They offer discounts for multi policy, good driver, lojack, and other things as well. My parents pay very little for coverage on 2 cars. The premiums can't really be beat either.
The best thing with AAA is...
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Blue Cross / Blue Shield
My husband has been with BCBS for 18 years now. In 1991 is premium was 160.00 per month, full coverage mind you. Now his premium is 450.00 per month for the same coverage. This is rediculous, where is it going to stop.
He does not use his insurance every year for surgeries or anything. He does get Kidney Stone which is one of the reason's that he has the insurance in the first place, but he does not get those every year.
I'm going to be putting him on my Hospital Only policy today and the money that we will save will cover his Dr. Vistis and Pharmacy Prescriptions. The Hospital only plan...
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Esurance
Esurance was very easy to use. Their website was easy to navigate and didn't take a long time to set up a policy. Their prices were competitive though seemed to be a bit higher then companies, like Safe Auto, that advertise to low income families. The set up was painless and my policy was complete in under 20 minutes. For someone like me, who doesn't use credit cards, paying esurance was more difficult then using a local company. In the past I've been able to just drop off a payment along with my other errands and this took a bit more work to make payments on time. The few instances...
review »Geico
Geico insurance is great. They have friendly customer service and fast service. I have been a member of Geico since I began driving at age 16 and not to age myself but it has been 20+ years. I have no complaints and feel they offer good service and competitive rates. They have an excellent web site and it is very user friendly. I had to make a glass claim and they were out that day to repair it. The road side assistance is a plus also. Geico also carries a mechanical breakdown coverage that you can add if you purchase a new vehicle. It is like having an extended warranty however it...
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State Farm
I have had my home insured with State Farm for 20 years. Never have I had a claim until now. We have had problems with our roof and although the roof may not be covered. The inside damage will be covered. State Farm is stepping up and taking care of all repairs.
What is making the repairs so easy is that we hired an adjuster to represent us to the insurance company. This has taken so much stress off our shoulders. They take their payment out of the money gotten from the insurance company. They have brought in a company who comes in and drys out the damage and then does the repairs...
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Farmers Insurance
Nationwide Insurance
Nationwide is only looking out for their own interests. One of their insurers damaged my mint condition vehicle. When I asked for diminished value compensation, I had to jump through loops, provide detailed documentation and then they offer me $1500.00.
My car is damaged goods. It is not in mint condition. It is a wrecked car. Doesn't matter that the body damage was fixed, if you run a carfax report on my vehicle, it will show that it is DAMAGED. If and when I trade, I will not be able to obtain what my car should be worth. I was ripped off. What they don't pay, I am suing their insurer.
*******If...
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