ING DIRECT - Wilmington, DE Reviews

Banking has come a long way since the days when financial transactions were conducted entirely one- on- one with a bank teller or loan officer. These traditional banks, of course, still exist but many consumers now opt to conduct banking via the internet. Most all major banks have an online presence, but there are also a few banks that conduct business exclusively online. One bank that is very non- traditional and continues to grow in popularity is ING Direct, an online banking institution.

Bank Commentary:

ING Direct is a bank I have grown to know and respect over the years. I have known about...

I have had an ING savings account for a couple years now, and recently opened up an ING checking account.  Both accounts have good interest rates, and I love the bill payment feature with the checking account.

 Also, you can refer new members and receive a referral bonus.  If you refer a customer who opens and funds a savings account (minimum required), the new customer receives $25 and you receive $10.

 Both accounts get linked to your brick and mortar bank to allow for easy funds transfers.

 You can move money between ING savings and ING checkings instantly, although the government does restrict...

For several years I have been hearing ominous reports indicating that most Americans aren't serious enough about saving money.  From my own experience, I knew this to be true and I wanted to do better.  So, on October 23, 2005, I set up the best Money Market savings account I could afford at Charter One (the bank where I have my checking account).  I figured that it would be nice to have a back-up account, just in case ...

As a control measure ... and to diversify what I hoped would eventually become my holdings ... I also opened up a regular savings account with ING.  On that same day and...

We have had an ING Direct account since 2005.  We have been impressed with the interest rate and the ease of doing business with an internet only company.  One who is used to dealing with a brick and mortar bank, I was a little hesitant when I first signed up and only deposited the minimum.  After handling a few transactions and seeing the interest piling up in my account, I started switching all of our savings accounts to ING.  While it does take a few days to transfer money from the ING account to another bank, roughly 3 business days, I have not had the need to access the money any faster...