|
8% |
|
15% |
|
54% |
|
15% |
|
8% |
63%
HSBC Bank - MasterCard Comparison
Most HelpfulFavorable Review
I have had my HSBC card since 2007. In all the time that I have had and used the card, I have never once had a single concern with it. Paying the card is as easy as using the card. Their website is user friendly, and they don't charge enormous fees if you try to pay on the due date. I, like most...
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Most HelpfulCritical Review
This credit card company just about jumped at me when I needed a few extra bucks. Then when I had a death in the family I called them. I told them that I would be a day late with the planned payment in full. Everything seemed fine.
A day late. I Paid the account in full. Next time I signed into...
review »HSBC Bank - MasterCard Ratings and Reviews
Whatever you do when you see an offer for a HSBC Platinum Master Card, run, do not walk away. The usual credit card complaints apply - ridiculous interest rate hikes, enigmatic fees, random charges to the account etc.
But the kicker is the Account Seccure "option". Though "optional" it sounds like a good idea, especially during these times, to take advantage of a safety net when offered. Amongst other features this service offers payment protection in case of involuntary unemployment. The problem with this particular feature is two-fold.
Once you file a benefit claim not only does HSBC raise...
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HSBC uses unfair practices in how they charge late and over the limit fees. They take longer than others to give credit for payments. I have sometimes paid online on the day due but then charged a late fee because of the delay in giving me the credit. What makes it even worse is that the credit was given before the actual closing date. I think it is really unfair to charge a late fee it the payment is made before closing even if it is not right on the due date. If I make a payment to capital one by 3pm I get credit for it that day and any charges are taken after the credit is given even if they...
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