Green Dot - Prepaid Mastercard Review

I prefer the prepay ability of the green dot credit card, becouse, yes you have a charge of 4.95 a month and a charge of 4.95 for every amount you put on the card. But if you only place large amounts onto your card then 4.95 is not much. And if you have direct deposit you don't get charged anything.

I used to deal with bank credit cards and you were always getting hit with charges from interest to accidental overcharging.

With the green dart there is no overcharging. How can you overcharge when there is no money left on the card. And on the outside chance you do over charge you simply pay it.

I went to a bank (which will not be named here but is saved for another review) out of good faith and I made a mistake of overcharging my debit card. Not only was a charged 30.00 for every transaction I overcharged but 5.00 a day for everday I was overdrawn.

I am on a limited income. I make 200.00 a month and cant afford this. I gave them back their card and told them I wanted to close the account so I could pay it off and not mess up my credit. but they refused. Needless to say for a 100.00 overcharge on my debit. I am now owing them 300+ from simple charges.

If I had known about greendot before all this I would have saved myself alot of greef.

Thank you