Geico Review

Bottom-Line: Like I stated from the outset, insurance is a necessary evil, but so far we have been in good hands with GEICO Insurance Co. 

For automobile insurance we used to be covered by Allstate Insurance Co., a concern we have been doing business with for the last 12 or so years.  But the "Good Hands" people kept raising my rates every time my policy came up for renewal.  My automobile insurance was going up on average of $25.00 every six months.  This was the case despite that fact that my driving record is spotless and has been for the last 7 years; no accidents, moving violations, or even parking tickets. 

So I started looking around for something more affordable.  I think I looked at them all; Progressive, Nationwide, State Farm, American Family Insurance, and in the end I went with Geico Insurance, because their claims of hundreds of dollars of savings are legitimate.            

The Government Employees Insurance Company or GEICO Insurance Co., is headquartered in the nation's capitol, Washington DC.  The company got its start providing insurance to government employees and high ranking military officers (today, the company offers discounts to ALL U.S. Military personnel).  Today, GEICO offers insurance to the masses at rates that often undercut the more staid brands like All State and State Farm.   

GEICO offers all matter of insurance including Automobile, Homeowners, Renters, Flood, Life, Umbrella, Commercial Auto, Motorcycle, ATV, Boat, RV, Off-Road Vehicle/ Snowmobile, and Overseas Insurance.  The list is impressive and growing. So far all we have is Automobile insurance with GEICO, may soon pick up Condo insurance as well when our policy with All State is due to renew in the fall.    

My Viewpoint

The GEICO web-site is useful, comprehensive, and very, very, useful.  One can get a quote, open a policy, renew a policy, view paperwork, update account information, make a payment, contact customer service, report an accident, file & track a claim all on-line. Nothing could be easier.   

Insurance is a necessary evil, but so far we have been in good hands with GEICO Insurance Co.  True, so far we haven't filed any claims so I cannot speak to the veracity of that process.  I can however speak to the low prices; they are by far the lowest of all of the major insurance companies.  I have read more than a few negative reviews about GEICO on-line, but I hope they are not the norm; time will tell.