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This card used to be good, but the service is terrible. I new there would be a problem after finding out it was from GE money Bank (formerley Monogram bank ). I have had to file numerous complaints against the bank under its former name, and from a dfferent card. The bank never improved after the change. This is a try it at your own risk credit card company.
NOTE: the reviewer indicated that they are a client of GE MoneyBank - Discover