I understand - from the results of "grant hawkers" like Matthew Lesco that many so-called government grants for personal use, not business or education, are difficult to get and many times the grantors get many letters and sad stories about them needing money for whatever and it's just that they do not understand the guidelines for being issued a grant. people publish literature making it seem very simple to get these things and they are really for a narrow section of the population. Especially with the financial shape the country is in, I'll bet there are tons more people applying and less and less people getting them granted. I would be wary of buying literature that seems like it will make getting a grant easier. You can probably figure it out yourself with all the info on the net.