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After being with Farmers for many years and several milestones such as reaching the age of 18, then 21, graduating high school and college, getting married, and having a baby our rates continued to increase instead of decrease. with only one traffic ticket in more than 5 years I couldn't understand why. only one ticket, no accidents, no claims of any sort and they kept wanting more of our money. When I contacted our agent on several occasions about the increases i was told the equivalent of "oh, rates are going up everywhere, we just charge what we're told" They apparently have no interest in maintaining good relations with long term customers, only in making money. so, regrettably after many years with farmers, we gave up and switched to progressive.