They would not cover ever a claim when we never had one. One day we did and they said, Oh, even though you have a farm policy, your silo isn't covered because WE didn't write it in. Make sure they write in everything to be covered by hand...After a state helicopter blew it out because of a drug sweep in the area. It's our problem not theirs. Just paid a ton of money but no one is covered. Run RUN RUN RUN