Excellent Fraud Protection!
I have had this credit card for about six years now. The rewards are pretty good. There are some better rewards card (which is why I didn't give this five stars), but overall, I'm pretty happy. You get points for every purchase. You can spend the points on almost anything. There's travel rewards, gift cards, music, merchandise and cash, just to name a few. The thing I like most about this card is that they really do help protect you from identity theft. I once got a phone call from asking if I had spent $300 at a local store. I hadn't, so they said they'd take care of it. Sure enough, when I got my next statement there was this unknown charge for $300, but right below it was a credit for the same amount. They refunded me all the money and investigated the situation without me having to do anything at all. Because of this, I'll never get rid of this card. Lastly, I have no idea if this card has a good interest rate, as I never carry a balance, so it doesn't matter to me.
NMiller
Palo Alto, CA