Erie Insurance is a great company with great claim service and professional agents. This is a local Pennsylvania Based company with great rates and wonderful discounts. Some of the discounts include multi-policy discount, which includes life insurance policies, as well. Driver's training discounts, college student discounts, youthful longevity discounts. Also, depending on what type of vehicle you have, abs and airbag discounts, as well as security alarm discounts for the auto policies. Once you are with them for 3 years, claim free, you are eligible for First Accident Forgiveness and after 15yrs the Pioneer Credit discount. Their home products offer many types, with the best one being the Ultra Cover Homeowner's policy, which also offers many discounts, includeing but not limited to Guaranteed Replacement on the dwelling, and replacement cost on all contents, which are covered anywhere in the world.