Discover - Platinum

Discover - Platinum Reviews



Overall 4 star rating4.17 of 5 (by 29 users)



Discover - Platinum Review Summary

If you like credit cards with incentives, then Discover Platinum might make a good addition to your wallet. Discover Platinum offers cashback, just like the regular Discover Card, but the Discover Platinum takes this a step further by offering large percentages of cash back during certain times of the year and on specific products. Reviewers love these extra incentives and they also like the zero interest offer if the bill is paid in full each month by the due date. Discover Platinum is “One of My Favorite Cards of all Time- Nice Cashback Bonus” and a “Great all- around Card with Great Incentives”. There are a few criticisms with Discover Platinum, like the high interest charges for those customers who carry a balance each month. But this is about the only drawback mentioned by reviewers, and this makes the Discover Platinum one of the better Credit Cards available- especially for disciplined types who pay their balance off each month.
48% of people rated Discover - Platinum as 5 stars
48% of people rated Discover - Platinum as 5 stars%
48%
28% of people rated Discover - Platinum as 4 stars
28% of people rated Discover - Platinum as 4 stars%
28%
21% of people rated Discover - Platinum as 3 stars
21% of people rated Discover - Platinum as 3 stars%
21%
No one rated Discover - Platinum as 2 stars
No one rated Discover - Platinum as 2 stars%
0%
3% of people rated Discover - Platinum as 1 star
3% of people rated Discover - Platinum as 1 star%
3%
85% 85% of people recommend Discover - Platinum 15% of people don't recommend Discover - Platinum 15%
 

Discover - Platinum Ratings and Reviews

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2
helpful
votes
saving a little

JAN
14
2009
Discover platinum offers cashback on all purchases.  However, they also offer 5% cashback on varied offers throughout the year.  You have to sign up for the offers but they really add up over time.  If you pay your credit card off each month you actually get PAID for using it because there is no intrest if you pay the full balance before the due date each month.  Also, they offer online cashback offers that sometimes exceed 5% cashback.  I love this card. 
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4 star rating
ambera2
Durham, NC



2
helpful
votes

Rated on November 7, 2008

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5 star rating
2008 Contributor
gpayer
Champlin, MN



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1
helpful
vote

JAN
14
2009
You can't change the APR, the rewards on it you never see unless you spend an enormous amount of money AND pay the same amount back (seriously, who does that?!).
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3 star rating
2009 Contributor
XblackResonanceX
Beverly, MA



1
helpful
vote

NOV
25
2008
Some times not accepted. I wish I didn't have to register for special 5% cashback bonuses. Obviously if they are giving money back I want to be a part!
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4 star rating
reviewer
offmom
Apache, OK



1
helpful
vote
paying cash

NOV
28
2008
Discover is a nice card to have, they tend to give you more of a limit than you should have.  I went to just using cash.
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3 star rating
daveakron
Akron, OH



1
helpful
vote

DEC
7
2008
I enjoy that you can pick the design of your card and change it whenever you want to. It does have a high interest rate.
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3 star rating
reviewer
jerkface8
Denver, CO



1
helpful
vote
Every day computer user, an aggressive investor, saving a little

NOV
25
2008
THe Discover card platinum is an outstanding card for many reasons.  For all daily purchases you will receive 1% back on all of your purchases, but what is great about this card is that quarterly, Discover changes a certain group to 5% off.  The best is during the summer where you receive 5% on all of your gas purchases.  During the winter months, you receive 5% on all grocery store purchases.  They have many retail associations and you can do one of a few things with your money.  You can get a check sent to you, you can put the money directly to pay off the card or you can choose one of their... review »
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5 star rating
reviewer
stevewhite
Essexville, MI



1
helpful
vote
Every day computer user, an aggressive saver

JAN
15
2009

There are tons of credit cards out there, but there is only one that I have found that will actually pay you back in CASH!  Most state that you can win prizes with points that they give you.  I don't think that people realize how many points you have to earn just to get the smallest prize available.  Using my discover card I could have already bought the item that was up for grabs with points 10 times over with my cash back bonus!  I also like the choice that I am given, whether to use my bonus as a charitable donation or get it doubled at some retailers!  How can you go wrong?  Especially...

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5 star rating
reviewer
meadeseekinghim
Tazewell, VA



1
helpful
vote
saving a little

MAR
9
2009
The Discover Plat card is the greatest.  I work the card and dont let the card work me. The cash back program is fantastic. I let the cash back grow and when i finally pull it in i use the money on a well deserved vacation.  The trick is to avoid interest and penalities by paying the balance off each month, the the cash back is a true reward with no hype involved.  Discover has been a long time friend and investment for me and my crew. Discover Card has been lyoal to me in good and bad times.
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5 star rating
reviewer
chuckig
Houston, TX



1
helpful
vote
Every day computer user, an aggressive investor, an aggressive saver

NOV
15
2008
I use my discover card for purchases. Has a cash back on those purchases. I pay my balances off every month. i strive hard to keep my credit score as high as possible.
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3 star rating
reviewer
ozieshotz
Largo, FL



D
an aggressive investor

JUL
21
2009

I use Discover for any purchases I can.  The cashback bonus is a wonderful feature, mainly because of the alternatives to get discounted gift cards instead of cash that enhance the value of the reward.  I charge a great deal every month and build up a sizable cash back which is use to get gift cards for the holidays and really impress my coworkers with the amounts I am able to get.

I do wish discover was more widely accepted.  there are more than enough vendors that force me to use visa/master card instead of discover when I charge.  I would like discover to be the only card i carry, but that...

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4 star rating
reviewer
keynum
Coventry, RI



D
an aggressive saver, saving a little, on a strict budget

JAN
4
2009
of the discover cards this is the one I like the best
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3 star rating
reviewer
melissa007
Dahlonega, GA



D

Rated on April 16, 2009

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4 star rating
reviewer
marypatbiel
El Dorado, AR



D

Rated on April 18, 2009

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5 star rating
reviewer
retirada
Los Angeles, CA



D
an aggressive saver

Rated on January 7, 2009

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1 star rating
reviewer
rbunz
Monument, CO



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